{
    "psps": [
        {
            "pspHandle": "ybl",
            "active": true
        },
        {
            "pspHandle": "ibl",
            "active": true
        },
        {
            "pspHandle": "axl",
            "active": true
        }
    ],
    "upiProfile": "v2",
    "accounts": [
        {
            "accountId": "A2101121743297287356588",
            "accountHolderName": "GURVIR SINGH",
            "accountNo": "XXXXXXXXXX05",
            "maskedAccountNo": "XXXXXXXXXX05",
            "active": true,
            "ifsc": "ICIC0002960",
            "bankId": "ICIC",
            "bank": {
                "id": "ICIC",
                "name": "ICICI Bank",
                "active": true,
                "upiSupported": true,
                "upiMandateSupported": true,
                "upiRecurringMandateSupported": true,
                "aadhaarOnboardingSupported": true,
                "netBankingSupported": false,
                "upiLiteSupported": true,
                "creditCardOnUpiSupported": false,
                "ifscPrefix": "ICIC",
                "upiWalletWithdrawalDisabled": false,
                "partner": false,
                "premium": true,
                "mobRegFormats": [
                    "FORMAT3",
                    "FORMAT1"
                ],
                "priority": 2,
                "accountCreationCapability": "NOT_SUPPORTED",
                "bankingServiceCapability": "NOT_SUPPORTED",
                "accountNumberUniquenessOn": "BRANCH",
                "updatedAt": 1759236621993,
                "bankInstrumentConfigurations": [
                    {
                        "instrument": "ACCOUNT",
                        "perTransactionMinLimit": 0,
                        "perTransactionMaxLimit": 10000000
                    },
                    {
                        "instrument": "CREDIT_LINE",
                        "perTransactionMinLimit": 0,
                        "perTransactionMaxLimit": 10000000
                    }
                ],
                "supportedFeatures": [
                    "UPI",
                    "UPI_MANDATE",
                    "UPI_RECURRING_MANDATE",
                    "AADHAAR_ONBOARDING",
                    "UPI_LITE",
                    "UPI_ATM_WITHDRAWAL",
                    "DEBIT_ACCOUNT_ON_UPI",
                    "INTERNATIONAL_PHONE_NUMBER",
                    "UPI_LITE_AUTOTOPUP",
                    "FOREIGN_INWARD_REMITTANCE",
                    "DELEGATE_PAYMENTS",
                    "UPI_BIOMETRIC_AUTH"
                ]
            },
            "linked": true,
            "primary": true,
            "limit": 2.0E7,
            "usageDomain": "UPI",
            "maxLimit": 2.0E7,
            "accountType": "SAVINGS",
            "branch": {
                "id": "ICIC0002960",
                "name": "KULAR",
                "bank": {
                    "id": "ICIC",
                    "name": "ICICI Bank",
                    "active": true,
                    "upiSupported": true,
                    "upiMandateSupported": true,
                    "upiRecurringMandateSupported": true,
                    "aadhaarOnboardingSupported": true,
                    "netBankingSupported": false,
                    "upiLiteSupported": true,
                    "creditCardOnUpiSupported": false,
                    "ifscPrefix": "ICIC",
                    "upiWalletWithdrawalDisabled": false,
                    "partner": false,
                    "premium": true,
                    "mobRegFormats": [
                        "FORMAT3",
                        "FORMAT1"
                    ],
                    "priority": 2,
                    "accountCreationCapability": "NOT_SUPPORTED",
                    "bankingServiceCapability": "NOT_SUPPORTED",
                    "accountNumberUniquenessOn": "BRANCH",
                    "updatedAt": 1759236621993,
                    "bankInstrumentConfigurations": [
                        {
                            "instrument": "ACCOUNT",
                            "perTransactionMinLimit": 0,
                            "perTransactionMaxLimit": 10000000
                        },
                        {
                            "instrument": "CREDIT_LINE",
                            "perTransactionMinLimit": 0,
                            "perTransactionMaxLimit": 10000000
                        }
                    ],
                    "supportedFeatures": [
                        "UPI",
                        "UPI_MANDATE",
                        "UPI_RECURRING_MANDATE",
                        "AADHAAR_ONBOARDING",
                        "UPI_LITE",
                        "UPI_ATM_WITHDRAWAL",
                        "DEBIT_ACCOUNT_ON_UPI",
                        "INTERNATIONAL_PHONE_NUMBER",
                        "UPI_LITE_AUTOTOPUP",
                        "FOREIGN_INWARD_REMITTANCE",
                        "DELEGATE_PAYMENTS",
                        "UPI_BIOMETRIC_AUTH"
                    ]
                },
                "ifsc": "ICIC0002960",
                "city": "Jagraon",
                "state": "Punjab",
                "impsEnabled": true,
                "flags": [
                    "IMPS_ENABLED",
                    "NEFT_ENABLED"
                ],
                "active": true
            },
            "allowedCreds": [
                {
                    "type": "OTP",
                    "subType": "SMS",
                    "dataType": "NUMERIC",
                    "length": 6
                },
                {
                    "type": "PIN",
                    "subType": "MPIN",
                    "dataType": "NUMERIC",
                    "length": 4
                }
            ],
            "pbpServicesEnabled": false,
            "psps": [
                {
                    "psp": "axl",
                    "onboarded": true,
                    "state": "ACTIVATED"
                },
                {
                    "psp": "ibl",
                    "onboarded": true,
                    "state": "ACTIVATED"
                },
                {
                    "psp": "ybl",
                    "onboarded": true,
                    "state": "ACTIVATED"
                }
            ],
            "vpas": [
                {
                    "vpaPrefix": "7528905079",
                    "psps": [
                        {
                            "psp": "ybl",
                            "activated": true,
                            "state": "ACTIVATED",
                            "createdAt": 1610453816176
                        },
                        {
                            "psp": "ibl",
                            "activated": false,
                            "state": "DELETED",
                            "createdAt": 1613820777552
                        },
                        {
                            "psp": "axl",
                            "activated": false,
                            "state": "DELETED",
                            "createdAt": 1613820809372
                        }
                    ]
                },
                {
                    "vpaPrefix": "optimism123",
                    "psps": [
                        {
                            "psp": "axl",
                            "activated": true,
                            "state": "ACTIVATED",
                            "createdAt": 1758815438715
                        },
                        {
                            "psp": "ybl",
                            "activated": true,
                            "state": "ACTIVATED",
                            "createdAt": 1758815450966
                        },
                        {
                            "psp": "ibl",
                            "activated": true,
                            "state": "ACTIVATED",
                            "createdAt": 1758815466953
                        }
                    ]
                }
            ],
            "upiNumbers": [
                {
                    "upiNumber": "7528905079",
                    "type": "MOBILE",
                    "vpaPrefix": "optimism123",
                    "psp": "ybl",
                    "active": false,
                    "deregistered": false,
                    "processing": false
                }
            ],
            "userType": "PERSON",
            "userId": "U2101121742577646304158",
            "aadhaarDetail": {
                "enabled": true,
                "eligible": true,
                "lastRefreshedAt": 1761214767402,
                "verificationAttemptDetail": {
                    "verificationAttemptsLeft": 2,
                    "verificationAllowedFrom": 1772607338581
                }
            },
            "internationalDetail": {
                "active": false,
                "processing": false,
                "eligible": true
            },
            "upiLiteEligible": true,
            "upiLiteOfflineEligible": false,
            "upiLiteAutoTopupEligible": true,
            "upiLiteWithdrawalEligible": true,
            "upiLiteBoundDetail": {
                "lrn": "01008102618809004174619161005003728",
                "accountReferenceNumber": "06f06bb75ad17cba2b799dd97e775c851772baea2787804a4fad0962988a1457",
                "active": false,
                "processing": false,
                "deviceId": "6LL1BVT2OD5BKLQ5H8IOZU3I21P6EQPIMJY",
                "appId": "com.phonepe.app",
                "liteOnlineDetail": {
                    "active": false,
                    "processing": false
                },
                "liteOfflineDetail": {
                    "active": false,
                    "processing": false
                }
            },
            "upiLiteDetails": [
                {
                    "lrn": "01008102618809004174619161005003728",
                    "accountReferenceNumber": "06f06bb75ad17cba2b799dd97e775c851772baea2787804a4fad0962988a1457",
                    "active": false,
                    "processing": false,
                    "deviceId": "6LL1BVT2OD5BKLQ5H8IOZU3I21P6EQPIMJY",
                    "appId": "com.phonepe.app",
                    "liteOnlineDetail": {
                        "active": false,
                        "processing": false
                    },
                    "liteOfflineDetail": {
                        "active": false,
                        "processing": false
                    }
                }
            ],
            "providerAccountType": "SAVINGS",
            "providerAccountSubType": ""
        }
    ]
}