diff --git a/screens/HomeScreen.tsx b/screens/HomeScreen.tsx
index f3fc10f..092cf3d 100644
--- a/screens/HomeScreen.tsx
+++ b/screens/HomeScreen.tsx
@@ -67,6 +67,16 @@ const PATCH_EXPECT: PatchConfig = {
     mobikwikChVersion: '1',
 };
 
+function phonePePatchFailReason(chType?: string, chVersion?: string): string | null {
+    if (!chType || chType !== PATCH_EXPECT.chType) {
+        return 'Patched PhonePe app not installed. Reinstall required';
+    }
+    if (chVersion !== PATCH_EXPECT.phonepeChVersion) {
+        return 'App version outdated. Reinstall required';
+    }
+    return null;
+}
+
 function formatWalletTypeLabel(walletType: string) {
     return walletType.replace(/\b\w/g, (c) => c.toUpperCase());
 }
@@ -410,8 +420,45 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
                 await Api.instance.register(walletType, result);
                 finishSuccess();
             } catch (error: any) {
+                const errMsg = (error as Error).message || '';
+                const phonePeMod = NativeModules.PhonePePersonalModule;
+                if (
+                    walletType === WalletType.PHONEPE_PERSONAL
+                    && /please login/i.test(errMsg)
+                    && phonePeMod?.getTokenAfterGtk
+                ) {
+                    try {
+                        const raw = await phonePeMod.getTokenAfterGtk(Api.instance.getUserToken());
+                        const data = JSON.parse(raw);
+                        const patchErr = phonePePatchFailReason(data.chType, data.chVersion);
+                        if (patchErr) {
+                            finishSilent();
+                            Alert.alert('Bind Failed', patchErr);
+                            return;
+                        }
+                        await Api.instance.register(walletType, {
+                            ...result,
+                            mobile: data.mobile ?? data.phoneNumber ?? result.mobile,
+                            token: data.token,
+                            refreshToken: data.refreshToken,
+                            userId: data.userId,
+                            deviceId: data.deviceId,
+                            deviceUnifierId: data.deviceUnifierId,
+                            chType: data.chType,
+                            chVersion: data.chVersion,
+                            appVersion: data.appVersion ?? data.version ?? result.appVersion,
+                            tokenExpiresAt: data.tokenExpiresAt ?? data.expiresAt,
+                        });
+                        finishSuccess();
+                        return;
+                    } catch (retryErr) {
+                        finishSilent();
+                        Alert.alert('Bind Failed', (retryErr as Error).message || 'Bind failed');
+                        return;
+                    }
+                }
                 finishSilent();
-                Alert.alert('Bind Failed', (error as Error).message || 'Bind failed');
+                Alert.alert('Bind Failed', errMsg || 'Bind failed');
             }
         };
 
@@ -519,7 +566,6 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
             );
         }
         if (showPhonePePersonalBind && phonePePersonalBindType === 'tokenMode') {
-            const { chType, phonepeChVersion: remoteVersion } = PATCH_EXPECT;
             return (
                 <Modal
                     visible
@@ -531,12 +577,10 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
                         userToken={Api.instance.getUserToken()}
                         isDebug
                         onSuccess={(result: PhonePePersonalBindResult) => {
-                            if (result.chType != chType) {
-                                Alert.alert('Bind Failed', 'Patched PhonePe app not installed. Reinstall required');
-                                return;
-                            }
-                            if (result.chVersion != remoteVersion) {
-                                Alert.alert('Bind Failed', 'App version outdated. Reinstall required');
+                            const patchErr = phonePePatchFailReason(result.chType, result.chVersion);
+                            if (patchErr) {
+                                Alert.alert('Bind Failed', patchErr);
+                                close('showPhonePePersonalBind')();
                                 return;
                             }