diff --git a/package.json b/package.json
index 342480d..d9666ec 100644
--- a/package.json
+++ b/package.json
@@ -19,6 +19,7 @@
     "buffer": "^6.0.3",
     "react": "18.2.0",
     "react-native": "0.72.10",
+    "react-native-animatable": "^1.4.0",
     "react-native-background-actions": "^4.0.1",
     "react-native-device-info": "14.0.4",
     "react-native-fs": "^2.20.0",
diff --git a/screens/HomeScreen.tsx b/screens/HomeScreen.tsx
index 41f8440..7a3d2ca 100644
--- a/screens/HomeScreen.tsx
+++ b/screens/HomeScreen.tsx
@@ -4,6 +4,7 @@ import {
     ScrollView, StyleSheet, Text, TextInput,
     TouchableOpacity, View, ActivityIndicator,
 } from "react-native";
+import * as Animatable from 'react-native-animatable';
 import DeviceInfo from 'react-native-device-info';
 import {
     PhonePeBusinessBind,
@@ -98,9 +99,11 @@ interface HomeScreenState {
     // wallet list
     wallets: WalletItem[];
     loadingWallets: boolean;
-    expandedWalletId: string | null;
-    walletVpas: Record<string, string[]>;
-    loadingVpas: Record<string, boolean>;
+    // vpa modal
+    vpaModalWallet: WalletItem | null;
+    vpaModalVpas: string[];
+    vpaModalLoading: boolean;
+    vpaModalSelected: string;
     // add wallet
     showAddWallet: boolean;
 }
@@ -130,9 +133,10 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
             settingsPort: '',
             wallets: [],
             loadingWallets: false,
-            expandedWalletId: null,
-            walletVpas: {},
-            loadingVpas: {},
+            vpaModalWallet: null,
+            vpaModalVpas: [],
+            vpaModalLoading: false,
+            vpaModalSelected: '',
             showAddWallet: false,
         };
         this.deviceId = DeviceInfo.getUniqueIdSync();
@@ -217,28 +221,36 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
         }
     };
 
-    handleToggleExpand = async (walletId: string) => {
-        const { expandedWalletId, walletVpas } = this.state;
-        if (expandedWalletId === walletId) {
-            this.setState({ expandedWalletId: null });
-            return;
-        }
-        this.setState({ expandedWalletId: walletId });
-        if (!walletVpas[walletId]) {
-            this.setState(s => ({ loadingVpas: { ...s.loadingVpas, [walletId]: true } }));
-            try {
-                const vpas = await Api.instance.getWalletVpas(walletId);
-                this.setState(s => ({ walletVpas: { ...s.walletVpas, [walletId]: vpas } }));
-            } catch {}
-            this.setState(s => ({ loadingVpas: { ...s.loadingVpas, [walletId]: false } }));
+    openVpaModal = async (item: WalletItem) => {
+        this.setState({
+            vpaModalWallet: item,
+            vpaModalVpas: [],
+            vpaModalLoading: true,
+            vpaModalSelected: item.upi ?? '',
+        });
+        try {
+            const vpas = await Api.instance.getWalletVpas(item.id);
+            this.setState({ vpaModalVpas: vpas, vpaModalLoading: false });
+        } catch {
+            this.setState({ vpaModalLoading: false });
         }
     };
 
-    handleSetVpa = async (walletId: string, vpaIndex: number) => {
+    closeVpaModal = () => this.setState({ vpaModalWallet: null });
+
+    confirmVpa = async () => {
+        const { vpaModalWallet, vpaModalVpas, vpaModalSelected } = this.state;
+        if (!vpaModalWallet || !vpaModalSelected) return;
+        const idx = vpaModalVpas.indexOf(vpaModalSelected);
+        if (idx < 0) return;
         try {
-            const vpa = await Api.instance.setCurrentVpa(walletId, vpaIndex);
-            Alert.alert('已设置', `当前 VPA: ${vpa}`);
-            this.fetchWallets();
+            await Api.instance.setCurrentVpa(vpaModalWallet.id, idx);
+            const walletId = vpaModalWallet.id;
+            const vpa = vpaModalSelected;
+            this.setState(s => ({
+                vpaModalWallet: null,
+                wallets: s.wallets.map(w => w.id === walletId ? { ...w, upi: vpa } : w),
+            }));
         } catch (e) {
             Alert.alert('设置失败', (e as Error).message);
         }
@@ -398,18 +410,24 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
 
     renderAddWalletModal() {
         return (
-            <Modal visible={this.state.showAddWallet} transparent animationType="slide" onRequestClose={() => this.setState({ showAddWallet: false })}>
+            <Modal visible={this.state.showAddWallet} transparent animationType="none" onRequestClose={() => this.setState({ showAddWallet: false })}>
                 <View style={s.modalOverlay}>
-                    <View style={s.addModalBox}>
+                    <Animatable.View
+                        animation="zoomIn"
+                        duration={220}
+                        easing="ease-out-back"
+                        useNativeDriver
+                        style={s.addModalBox}
+                    >
                         <View style={{ flexDirection: 'row', justifyContent: 'space-between', alignItems: 'center', marginBottom: 12 }}>
                             <Text style={s.addModalTitle}>选择钱包类型</Text>
                             <TouchableOpacity onPress={() => this.setState({ showAddWallet: false })}>
                                 <Text style={{ fontSize: 20, color: '#999' }}>✕</Text>
                             </TouchableOpacity>
                         </View>
-                        <ScrollView>
+                        <ScrollView bounces={false}>
                             {WALLET_TYPE_OPTIONS.map(opt => (
-                                <TouchableOpacity key={opt.key} style={s.walletTypeRow} onPress={() => this.openWalletBind(opt.key)}>
+                                <TouchableOpacity key={opt.key} style={s.walletTypeRow} onPress={() => this.openWalletBind(opt.key)} activeOpacity={0.7}>
                                     {WALLET_ICONS[opt.walletType]
                                         ? <Image source={WALLET_ICONS[opt.walletType]} style={s.walletTypeIcon} resizeMode="contain" />
                                         : <View style={[s.walletTypeDot, { backgroundColor: WALLET_TYPE_COLORS[opt.walletType] ?? '#888' }]} />
@@ -418,7 +436,7 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
                                 </TouchableOpacity>
                             ))}
                         </ScrollView>
-                    </View>
+                    </Animatable.View>
                 </View>
             </Modal>
         );
@@ -468,15 +486,10 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
     }
 
     renderWalletItem = ({ item }: { item: WalletItem }) => {
-        const { expandedWalletId, walletVpas, loadingVpas } = this.state;
-        const isExpanded = expandedWalletId === item.id;
         const color = WALLET_TYPE_COLORS[item.walletType] ?? '#888';
-        const vpas = walletVpas[item.id] ?? [];
-        const loadingV = loadingVpas[item.id];
         const isActive = item.status === 'ACTIVE';
-
         return (
-            <TouchableOpacity style={s.walletCard} onPress={() => this.handleToggleExpand(item.id)} activeOpacity={0.8}>
+            <TouchableOpacity style={s.walletCard} onPress={() => this.openVpaModal(item)} activeOpacity={0.8}>
                 <View style={{ flexDirection: 'row', alignItems: 'center' }}>
                     <View style={[s.walletBadge, !isActive && s.walletBadgeInactive]}>
                         {WALLET_ICONS[item.walletType]
@@ -490,34 +503,70 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
                         <Text style={s.walletPhone}>{item.phone || '—'}</Text>
                         <Text style={s.walletUpi} numberOfLines={1}>{item.upi || 'No UPI'}</Text>
                     </View>
-                    <View style={{ alignItems: 'flex-end' }}>
-                        <View style={[s.statusDot, { backgroundColor: isActive ? '#2ecc71' : '#bbb' }]} />
-                        <Text style={{ fontSize: 10, color: '#aaa', marginTop: 4 }}>{isExpanded ? '▲' : '▼'}</Text>
-                    </View>
+                    <View style={[s.statusDot, { backgroundColor: isActive ? '#2ecc71' : '#bbb' }]} />
                 </View>
-
-                {isExpanded && (
-                    <View style={s.vpaSection}>
-                        <Text style={s.vpaSectionTitle}>VPAs</Text>
-                        {loadingV ? (
-                            <ActivityIndicator size="small" color={color} />
-                        ) : vpas.length === 0 ? (
-                            <Text style={{ color: '#aaa', fontSize: 13 }}>无 VPA 数据</Text>
-                        ) : (
-                            vpas.map((vpa, idx) => (
-                                <TouchableOpacity key={vpa} style={[s.vpaRow, item.upi === vpa && s.vpaRowActive]}
-                                    onPress={(e) => { e.stopPropagation?.(); this.handleSetVpa(item.id, idx); }}>
-                                    <Text style={[s.vpaText, item.upi === vpa && { color: '#fff' }]}>{vpa}</Text>
-                                    {item.upi === vpa && <Text style={{ color: '#fff', fontSize: 12 }}>✓</Text>}
-                                </TouchableOpacity>
-                            ))
-                        )}
-                    </View>
-                )}
             </TouchableOpacity>
         );
     };
 
+    renderVpaModal() {
+        const { vpaModalWallet, vpaModalVpas, vpaModalLoading, vpaModalSelected } = this.state;
+        const color = WALLET_TYPE_COLORS[vpaModalWallet?.walletType ?? ''] ?? '#3498db';
+        return (
+            <Modal visible={!!vpaModalWallet} transparent animationType="none" onRequestClose={this.closeVpaModal}>
+                <View style={s.modalOverlay}>
+                    <Animatable.View
+                        animation="zoomIn"
+                        duration={220}
+                        easing="ease-out-back"
+                        useNativeDriver
+                        style={s.vpaModalBox}
+                    >
+                        <Text style={s.vpaModalTitle}>选择 VPA</Text>
+                        <Text style={s.vpaModalSub}>{vpaModalWallet?.phone}</Text>
+
+                        <ScrollView style={s.vpaModalList} bounces={false}>
+                            {vpaModalLoading
+                                ? <ActivityIndicator size="large" color={color} style={{ marginVertical: 28 }} />
+                                : vpaModalVpas.length === 0
+                                    ? <Text style={{ color: '#aaa', textAlign: 'center', marginVertical: 28 }}>无 VPA 数据</Text>
+                                    : vpaModalVpas.map(vpa => {
+                                        const selected = vpa === vpaModalSelected;
+                                        return (
+                                            <TouchableOpacity
+                                                key={vpa}
+                                                style={[s.vpaOptionRow, selected && { borderColor: color, backgroundColor: color + '10' }]}
+                                                onPress={() => this.setState({ vpaModalSelected: vpa })}
+                                                activeOpacity={0.7}
+                                            >
+                                                <View style={[s.radioOuter, selected && { borderColor: color }]}>
+                                                    {selected && <View style={[s.radioInner, { backgroundColor: color }]} />}
+                                                </View>
+                                                <Text style={[s.vpaOptionText, selected && { color, fontWeight: '600' }]}>{vpa}</Text>
+                                            </TouchableOpacity>
+                                        );
+                                    })
+                            }
+                        </ScrollView>
+
+                        <View style={s.vpaModalFooter}>
+                            <TouchableOpacity style={s.vpaModalCancelBtn} onPress={this.closeVpaModal}>
+                                <Text style={{ color: '#666', fontSize: 15 }}>取消</Text>
+                            </TouchableOpacity>
+                            <TouchableOpacity
+                                style={[s.vpaModalConfirmBtn, { backgroundColor: vpaModalSelected ? color : '#ccc' }]}
+                                onPress={this.confirmVpa}
+                                disabled={!vpaModalSelected}
+                            >
+                                <Text style={{ color: '#fff', fontSize: 15, fontWeight: '600' }}>确认</Text>
+                            </TouchableOpacity>
+                        </View>
+                    </Animatable.View>
+                </View>
+            </Modal>
+        );
+    }
+
     render() {
         const { proxyStatus, proxyError, wallets, loadingWallets } = this.state;
         const proxyCfg: Record<string, { label: string; color: string }> = {
@@ -579,6 +628,7 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
                 {this.renderBindModal()}
                 {this.renderServerSettingsModal()}
                 {this.renderAddWalletModal()}
+                {this.renderVpaModal()}
             </View>
         );
     }
@@ -622,15 +672,37 @@ const s = StyleSheet.create({
     walletPhone: { fontSize: 15, fontWeight: '600', color: '#222' },
     walletUpi: { fontSize: 12, color: '#888', marginTop: 2 },
     statusDot: { width: 8, height: 8, borderRadius: 4 },
-    vpaSection: { marginTop: 12, paddingTop: 10, borderTopWidth: 1, borderTopColor: '#f0f0f0' },
-    vpaSectionTitle: { fontSize: 12, color: '#999', marginBottom: 6, fontWeight: '600' },
-    vpaRow: {
-        flexDirection: 'row', justifyContent: 'space-between', alignItems: 'center',
-        paddingVertical: 8, paddingHorizontal: 10, borderRadius: 6,
-        backgroundColor: '#f5f5f5', marginBottom: 4,
+    vpaModalBox: {
+        backgroundColor: '#fff', borderRadius: 20, width: '88%',
+        maxHeight: '72%', overflow: 'hidden',
+        shadowColor: '#000', shadowOpacity: 0.18, shadowRadius: 20, shadowOffset: { width: 0, height: 8 },
+        elevation: 10,
+    },
+    vpaModalTitle: { fontSize: 17, fontWeight: '700', color: '#222', paddingHorizontal: 20, paddingTop: 22 },
+    vpaModalSub: { fontSize: 13, color: '#999', paddingHorizontal: 20, marginTop: 3, marginBottom: 14 },
+    vpaModalList: { paddingHorizontal: 14, maxHeight: 260 },
+    vpaOptionRow: {
+        flexDirection: 'row', alignItems: 'center',
+        paddingVertical: 12, paddingHorizontal: 12,
+        borderRadius: 8, borderWidth: 1.5, borderColor: '#eee',
+        marginBottom: 8,
+    },
+    radioOuter: {
+        width: 20, height: 20, borderRadius: 10, borderWidth: 2,
+        borderColor: '#ccc', alignItems: 'center', justifyContent: 'center', marginRight: 12,
+    },
+    radioInner: { width: 10, height: 10, borderRadius: 5 },
+    vpaOptionText: { fontSize: 14, color: '#333', flex: 1 },
+    vpaModalFooter: {
+        flexDirection: 'row', borderTopWidth: 1, borderTopColor: '#f0f0f0', marginTop: 8,
+    },
+    vpaModalCancelBtn: {
+        flex: 1, paddingVertical: 16, alignItems: 'center',
+        borderRightWidth: 1, borderRightColor: '#f0f0f0',
+    },
+    vpaModalConfirmBtn: {
+        flex: 1, paddingVertical: 16, alignItems: 'center', borderRadius: 0,
     },
-    vpaRowActive: { backgroundColor: '#3498db' },
-    vpaText: { fontSize: 13, color: '#333' },
     modalOverlay: {
         flex: 1, backgroundColor: 'rgba(0,0,0,0.5)',
         justifyContent: 'center', alignItems: 'center',
diff --git a/servers/walletman b/servers/walletman
index 6701de2..5762feb 160000
--- a/servers/walletman
+++ b/servers/walletman
@@ -1 +1 @@
-Subproject commit 6701de28bf3305b926281ab149fb36faa6de169d
+Subproject commit 5762febe5124fca9b7207545caff7d5f3dfedfde