diff --git a/screens/TestScreen.tsx b/screens/TestScreen.tsx
index 6c31a22..d0410bc 100644
--- a/screens/TestScreen.tsx
+++ b/screens/TestScreen.tsx
@@ -1,6 +1,6 @@
 import React, { useEffect, useRef } from 'react';
 import { Alert, StyleSheet, Text, TouchableOpacity, View } from 'react-native';
-import { onProxyMessage, proxySendMessage, paytmPay, openMobikwikPayToBank, openFreechargePayToBank } from 'rnwalletman';
+import { onProxyMessage, proxySendMessage, paytmPay, openMobikwikPayToBank, openPhonePePayToBank, openFreechargePayToBank } from 'rnwalletman';
 
 export default function TestScreen() {
     const subRef = useRef<ReturnType<typeof onProxyMessage> | null>(null);
@@ -33,7 +33,9 @@ export default function TestScreen() {
     };
 
     const handlePhonePePayToBank = () => {
-        
+        openPhonePePayToBank('Harshpreet singh', '01601000068180', 'PSIB0000160', 'PSIB', '66666', 100)
+            .then((ok: boolean) => console.log('PhonePe Pay To Bank', ok ? 'opened' : 'failed'))
+            .catch((err: unknown) => Alert.alert('Error', String(err)));
     };
 
     const handleFreechargePayToBank = () => {
diff --git a/upi.html b/upi.html
index cdb2710..defa248 100644
--- a/upi.html
+++ b/upi.html
@@ -230,6 +230,7 @@
             <div class="link-box" id="link-display"></div>
         </div>
         <a class="pay-btn c-paytm" id="pay-btn" href="#">Pay Now</a>
+        <button type="button" class="pay-btn c-phonepe" id="phonepe-bank-btn" style="border:none;font:inherit;">PhonePe 银行卡测试（ACCOUNT）</button>
     </div>
 
     <div class="qr-wrap">
@@ -321,6 +322,31 @@
             return `phonepe://native?data=${encodeURIComponent(btoa(JSON.stringify(payload)))}&id=p2ppayment`;
         }
 
+        function phonepeBankAccountTestLink() {
+            const payload = {
+                contact: {
+                    type: 'ACCOUNT',
+                    accountHolderName: 'Harshpreet singh',
+                    accountNumber: '01601000068180',
+                    ifscCode: 'PSIB0000160',
+                    bankId: 'PSIB',
+                    nickName: '66666',
+                    isVerifiedBankAccount: false,
+                },
+                p2pPaymentCheckoutParams: {
+                    checkoutType: 'DEFAULT',
+                    note: 'payment',
+                    isByDefaultKnownContact: true,
+                    disableViewHistory: true,
+                    shouldShowUnsavedContactBanner: false,
+                    shouldShowMaskedNumber: true,
+                    showKeyboard: true,
+                    initialAmount: 100,
+                },
+            };
+            return `phonepe://native?data=${encodeURIComponent(btoa(JSON.stringify(payload)))}&id=p2ppayment`;
+        }
+
         const APP_SCHEMES = {
             paytm: (pa, pn, am, extra) => `paytmmp://cash_wallet?featuretype=money_transfer&pa=${pa}&pn=${pn}&am=${am}&cu=INR&mc=0000&mode=02&purpose=00&orgid=159002${extra}`,
             phonepe: (pa, pn, am) => phonepeNative(pa, pn, am, 'payment'),
@@ -407,6 +433,12 @@
             } catch (_) { }
         });
 
+        document.getElementById('phonepe-bank-btn').addEventListener('click', function () {
+            try {
+                window.location.href = phonepeBankAccountTestLink();
+            } catch (_) { }
+        });
+
         document.getElementById('wallet').addEventListener('change', update);
         document.getElementById('app').addEventListener('change', update);
         document.getElementById('amount').addEventListener('input', update);