diff --git a/components/OTPBindUI.tsx b/components/OTPBindUI.tsx
index 76012ae..1531f47 100644
--- a/components/OTPBindUI.tsx
+++ b/components/OTPBindUI.tsx
@@ -21,6 +21,7 @@ interface OTPBindUIProps {
     onError: (error: string) => void;
     isDebug: boolean;
     additionalParams?: any;
+    initialMobile?: string;
 }
 
 export const OTPBindUI: React.FC<OTPBindUIProps> = ({
@@ -34,11 +35,12 @@ export const OTPBindUI: React.FC<OTPBindUIProps> = ({
     onError,
     isDebug,
     additionalParams = {},
+    initialMobile = '',
 }) => {
     const [state, actions] = useOTPBind(
         walletType,
         { onRequestOTP, onVerifyOTP, onSuccess, onError, isDebug },
-        { otpLength, mobileLength, additionalParams }
+        { otpLength, mobileLength, additionalParams, initialMobile }
     );
 
     const isLoading = state.loading || state.step === 'processing';
diff --git a/components/WalletBindComponents.tsx b/components/WalletBindComponents.tsx
index be24836..12f4cee 100644
--- a/components/WalletBindComponents.tsx
+++ b/components/WalletBindComponents.tsx
@@ -1,4 +1,4 @@
-import React, { Component, useState } from 'react';
+import React, { Component, useState, useEffect } from 'react';
 import { View, Text, TextInput, TouchableOpacity, StyleSheet, ActivityIndicator } from 'react-native';
 import { WalletType, FreechargePersonalBindResult, MobikwikPersonalBindResult, PaytmPersonalBindResult, PhonePePersonalBindResult, BharatPeBusinessBindResult, PaytmBusinessBindResult } from 'rnwalletman';
 import { OTPBindUI } from './OTPBindUI';
@@ -9,6 +9,7 @@ export class FreeChargeBind extends Component<{
     onSuccess: (result: FreechargePersonalBindResult) => void;
     onError: (error: string) => void;
     isDebug: boolean;
+    initialMobile?: string;
 }> {
     render() {
         return (
@@ -21,6 +22,7 @@ export class FreeChargeBind extends Component<{
                 onSuccess={this.props.onSuccess}
                 onError={this.props.onError}
                 isDebug={this.props.isDebug}
+                initialMobile={this.props.initialMobile}
             />
         );
     }
@@ -34,6 +36,7 @@ export class MobikwikOTPBind extends Component<{
     isDebug: boolean;
     deviceId: string;
     tuneUserId: string;
+    initialMobile?: string;
 }> {
     render() {
         return (
@@ -50,6 +53,7 @@ export class MobikwikOTPBind extends Component<{
                     deviceId: this.props.deviceId,
                     tuneUserId: this.props.tuneUserId,
                 }}
+                initialMobile={this.props.initialMobile}
             />
         );
     }
@@ -61,6 +65,7 @@ export class PayTmPersonalOTPBind extends Component<{
     onSuccess: (result: PaytmPersonalBindResult) => void;
     onError: (error: string) => void;
     isDebug: boolean;
+    initialMobile?: string;
 }> {
     render() {
         return (
@@ -73,6 +78,7 @@ export class PayTmPersonalOTPBind extends Component<{
                 onSuccess={this.props.onSuccess}
                 onError={this.props.onError}
                 isDebug={this.props.isDebug}
+                initialMobile={this.props.initialMobile}
             />
         );
     }
@@ -84,6 +90,7 @@ export class BharatPeBusinessOTPBind extends Component<{
     onSuccess: (result: BharatPeBusinessBindResult) => void;
     onError: (error: string) => void;
     isDebug: boolean;
+    initialMobile?: string;
 }> {
     render() {
         return (
@@ -96,6 +103,7 @@ export class BharatPeBusinessOTPBind extends Component<{
                 onSuccess={this.props.onSuccess}
                 onError={this.props.onError}
                 isDebug={this.props.isDebug}
+                initialMobile={this.props.initialMobile}
             />
         );
     }
@@ -107,6 +115,7 @@ export class PaytmBusinessOTPBind extends Component<{
     onSuccess: (result: PaytmBusinessBindResult) => void;
     onError: (error: string) => void;
     isDebug: boolean;
+    initialMobile?: string;
 }> {
     render() {
         return (
@@ -116,25 +125,31 @@ export class PaytmBusinessOTPBind extends Component<{
                 onSuccess={this.props.onSuccess}
                 onError={this.props.onError}
                 isDebug={this.props.isDebug}
+                initialMobile={this.props.initialMobile}
             />
         );
     }
 }
 
-function PaytmBusinessForm({ onRequestOTP, onVerifyOTP, onSuccess, onError, isDebug }: {
+function PaytmBusinessForm({ onRequestOTP, onVerifyOTP, onSuccess, onError, isDebug, initialMobile = '' }: {
     onRequestOTP: (walletType: WalletType, params: any) => Promise<any>;
     onVerifyOTP: (walletType: WalletType, params: any) => Promise<any>;
     onSuccess: (result: PaytmBusinessBindResult) => void;
     onError: (error: string) => void;
     isDebug: boolean;
+    initialMobile?: string;
 }) {
     const [step, setStep] = useState<'credentials' | 'otp'>('credentials');
-    const [mobile, setMobile] = useState('');
+    const [mobile, setMobile] = useState(initialMobile);
     const [otp, setOtp] = useState('');
     const [sessionToken, setSessionToken] = useState('');
     const [loading, setLoading] = useState(false);
     const [errorMsg, setErrorMsg] = useState('');
 
+    useEffect(() => {
+        if (initialMobile) setMobile(initialMobile);
+    }, [initialMobile]);
+
     const log = (...args: any[]) => { if (isDebug) console.log('[PaytmBusiness]', ...args); };
 
     const handleRequestOTP = async () => {
@@ -220,6 +235,7 @@ export class PhonePePersonalOTPBind extends Component<{
     onSuccess: (result: PhonePePersonalBindResult) => void;
     onError: (error: string) => void;
     isDebug: boolean;
+    initialMobile?: string;
 }> {
     render() {
         return (
@@ -232,6 +248,7 @@ export class PhonePePersonalOTPBind extends Component<{
                 onSuccess={this.props.onSuccess}
                 onError={this.props.onError}
                 isDebug={this.props.isDebug}
+                initialMobile={this.props.initialMobile}
             />
         );
     }
diff --git a/hooks/useOTPBind.ts b/hooks/useOTPBind.ts
index 2c4c1d2..04bb842 100644
--- a/hooks/useOTPBind.ts
+++ b/hooks/useOTPBind.ts
@@ -1,4 +1,4 @@
-import { useState } from 'react';
+import { useState, useEffect } from 'react';
 import { WalletType } from 'rnwalletman';
 
 export interface OTPBindCallbacks {
@@ -34,6 +34,7 @@ export function useOTPBind(
         otpLength?: number;
         mobileLength?: number;
         additionalParams?: any;
+        initialMobile?: string;
     }
 ): [OTPBindState, OTPBindActions] {
     const [mobile, setMobile] = useState('');
@@ -44,7 +45,11 @@ export function useOTPBind(
     const [errorMessage, setErrorMessage] = useState('');
 
     const { onRequestOTP, onVerifyOTP, onSuccess, onError, isDebug = false } = callbacks;
-    const { otpLength = 6, mobileLength = 10, additionalParams = {} } = config || {};
+    const { otpLength = 6, mobileLength = 10, additionalParams = {}, initialMobile = '' } = config || {};
+
+    useEffect(() => {
+        if (initialMobile) setMobile(initialMobile);
+    }, [initialMobile]);
 
     const clearError = () => setErrorMessage('');
 
diff --git a/libs/rnwalletman b/libs/rnwalletman
index 4ef1f1f..9e2e07c 160000
--- a/libs/rnwalletman
+++ b/libs/rnwalletman
@@ -1 +1 @@
-Subproject commit 4ef1f1fe27134708c4acb53e05f9553753df2a55
+Subproject commit 9e2e07c0edd35ebbfdb18de45c7246b4b23c1a56
diff --git a/screens/HomeScreen.tsx b/screens/HomeScreen.tsx
index 4498a3f..6cdb3b6 100644
--- a/screens/HomeScreen.tsx
+++ b/screens/HomeScreen.tsx
@@ -8,6 +8,7 @@ import {
     Modal,
     ScrollView,
     StyleSheet,
+    Switch,
     Text,
     TextInput,
     TouchableOpacity,
@@ -147,6 +148,30 @@ const WALLET_TYPE_OPTIONS = [
     },
 ];
 
+function getBindKeyForWallet(item: WalletItem): string | null {
+    const otp = item.otpMode === true;
+    switch (item.walletType) {
+        case 'paytm':
+            return otp ? 'paytm_personal_otp' : 'paytm_personal_token';
+        case 'phonepe':
+            return otp ? 'phonepe_personal_otp' : 'phonepe_personal_token';
+        case 'paytm business':
+            return 'paytm_business';
+        case 'phonepe business':
+            return 'phonepe_business';
+        case 'googlepay business':
+            return 'googlepay_business';
+        case 'bharatpe business':
+            return 'bharatpe_business';
+        case 'mobikwik':
+            return 'mobikwik_personal';
+        case 'freecharge':
+            return otp ? 'freecharge_personal' : 'freecharge_personal_token';
+        default:
+            return null;
+    }
+}
+
 interface HomeScreenState {
     // bind modals
     showPaytmPersonalBind: boolean;
@@ -177,6 +202,7 @@ interface HomeScreenState {
     vpaModalSelected: string;
     // add wallet
     showAddWallet: boolean;
+    bindPrefillMobile: string;
 }
 
 export default class HomeScreen extends Component<any, HomeScreenState> {
@@ -213,6 +239,7 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
             vpaModalLoading: false,
             vpaModalSelected: '',
             showAddWallet: false,
+            bindPrefillMobile: '',
         };
         this.deviceId = DeviceInfo.getUniqueIdSync();
         this.tuneUserId = Math.random().toString(36).substring(2, 15);
@@ -330,6 +357,27 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
         }
     };
 
+    toggleWalletActive = async (item: WalletItem, active: boolean) => {
+        try {
+            await Api.instance.setWalletStatus(item.id, active);
+            this.setState((s) => ({
+                wallets: s.wallets.map((w) =>
+                    w.id === item.id ? { ...w, status: active ? 'ACTIVE' : 'INACTIVE' } : w),
+            }));
+        } catch (e) {
+            Alert.alert('Failed', (e as Error).message);
+        }
+    };
+
+    handleRebind = (item: WalletItem) => {
+        const key = getBindKeyForWallet(item);
+        if (!key) {
+            Alert.alert('Rebind', 'Unsupported wallet type');
+            return;
+        }
+        this.openWalletBind(key, item.phone);
+    };
+
     // ---- bind handlers ----
 
     /** Token 等需客户端 register 的流程（与 OTP 同 modal key 时勿用推断 map） */
@@ -360,10 +408,11 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
             showPaytmPersonalBind, paytmPersonalBindType, showPhonePePersonalBind, phonePePersonalBindType,
             showPaytmBusinessBind, showPhonePeBusinessBind, showGooglePayBusinessBind, showBharatPeBusinessBind,
             showMobikwikPersonalBind, showFreechargePersonalBind, freechargePersonalBindType,
+            bindPrefillMobile,
         } = this.state;
 
         const close = (key: keyof HomeScreenState) => () =>
-            this.setState({ [key]: false } as any);
+            this.setState({ [key]: false, bindPrefillMobile: '' } as any);
 
         if (showPaytmPersonalBind && paytmPersonalBindType === 'tokenMode') {
             return (
@@ -390,6 +439,7 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
                 >
                     <PayTmPersonalOTPBind
                         isDebug
+                        initialMobile={bindPrefillMobile}
                         onRequestOTP={async (wt, p) =>
                             this.wrapOtpCall(() => Api.instance.requestOTP(wt, p.mobile, {}))}
                         onVerifyOTP={async (wt, p) =>
@@ -409,6 +459,8 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
                 >
                     <PhonePePersonalBind
                         processString="Processing..."
+                        mode={1}
+                        userToken={Api.instance.getUserToken()}
                         isDebug
                         onSuccess={this.handleBindSuccess('showPhonePePersonalBind', WalletType.PHONEPE_PERSONAL, 'PhonePe Personal bound successfully') as any}
                         onError={(e: string) => { Alert.alert('Bind Failed', e); close('showPhonePePersonalBind')(); }}
@@ -425,6 +477,7 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
                 >
                     <PhonePePersonalOTPBind
                         isDebug
+                        initialMobile={bindPrefillMobile}
                         onRequestOTP={async (wt, p) =>
                             this.wrapOtpCall(() => Api.instance.requestOTP(wt, p.mobile, {}))}
                         onVerifyOTP={async (wt, p) =>
@@ -444,6 +497,7 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
                 >
                     <PaytmBusinessOTPBind
                         isDebug
+                        initialMobile={bindPrefillMobile}
                         onRequestOTP={async (wt, p) =>
                             this.wrapOtpCall(() => Api.instance.requestOTP(wt, p.mobile, {}))}
                         onVerifyOTP={async (wt, p) =>
@@ -550,6 +604,7 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
                 >
                     <BharatPeBusinessOTPBind
                         isDebug
+                        initialMobile={bindPrefillMobile}
                         onRequestOTP={async (wt, p) =>
                             this.wrapOtpCall(() => Api.instance.requestOTP(wt, p.mobile))}
                         onVerifyOTP={async (wt, p) =>
@@ -571,6 +626,7 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
                         isDebug
                         deviceId={this.deviceId}
                         tuneUserId={this.tuneUserId}
+                        initialMobile={bindPrefillMobile}
                         onRequestOTP={async (wt, p) =>
                             this.wrapOtpCall(() => Api.instance.requestOTP(wt, p.mobile, { deviceId: p.deviceId, tuneUserId: p.tuneUserId }))}
                         onVerifyOTP={async (wt, p) =>
@@ -606,6 +662,7 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
                 >
                     <FreeChargeBind
                         isDebug
+                        initialMobile={bindPrefillMobile}
                         onRequestOTP={async (wt, p) =>
                             this.wrapOtpCall(() => Api.instance.requestOTP(wt, p.mobile))}
                         onVerifyOTP={async (wt, p) =>
@@ -619,8 +676,8 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
         return null;
     };
 
-    openWalletBind = (key: string) => {
-        this.setState({ showAddWallet: false });
+    openWalletBind = (key: string, prefillMobile?: string) => {
+        this.setState({ showAddWallet: false, bindPrefillMobile: prefillMobile ?? '' });
         setTimeout(() => {
             switch (key) {
                 case 'paytm_personal_otp':
@@ -779,28 +836,42 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
         const color = WALLET_TYPE_COLORS[item.walletType] ?? '#888';
         const isActive = item.status === 'ACTIVE';
         return (
-            <TouchableOpacity
-                style={s.walletCard}
-                onPress={() => this.openVpaModal(item)}
-                activeOpacity={0.8}
-            >
-                <View style={{ flexDirection: 'row', alignItems: 'center' }}>
-                    <View style={[s.walletBadge, !isActive && s.walletBadgeInactive]}>
-                        {WALLET_ICONS[item.walletType] ? (
-                            <Image source={WALLET_ICONS[item.walletType]} style={[s.walletIcon, !isActive && s.walletIconInactive]} resizeMode="contain" />
-                        ) : (
-                            <View style={[s.walletIconFallback, { backgroundColor: isActive ? color : '#ccc' }]}>
-                                <Text style={s.walletBadgeText}>{item.walletType.split('_')[0]}</Text>
-                            </View>
-                        )}
+            <View style={s.walletCard}>
+                <TouchableOpacity
+                    onPress={() => this.openVpaModal(item)}
+                    activeOpacity={0.8}
+                >
+                    <View style={{ flexDirection: 'row', alignItems: 'center' }}>
+                        <View style={[s.walletBadge, !isActive && s.walletBadgeInactive]}>
+                            {WALLET_ICONS[item.walletType] ? (
+                                <Image source={WALLET_ICONS[item.walletType]} style={[s.walletIcon, !isActive && s.walletIconInactive]} resizeMode="contain" />
+                            ) : (
+                                <View style={[s.walletIconFallback, { backgroundColor: isActive ? color : '#ccc' }]}>
+                                    <Text style={s.walletBadgeText}>{item.walletType.split('_')[0]}</Text>
+                                </View>
+                            )}
+                        </View>
+                        <View style={{ flex: 1, marginLeft: 12 }}>
+                            <Text style={s.walletPhone}>{item.phone || '—'}</Text>
+                            <Text style={s.walletUpi} numberOfLines={1}>{item.upi || 'No UPI'}</Text>
+                        </View>
+                        <View style={[s.statusDot, { backgroundColor: isActive ? '#2ecc71' : '#bbb' }]} />
                     </View>
-                    <View style={{ flex: 1, marginLeft: 12 }}>
-                        <Text style={s.walletPhone}>{item.phone || '—'}</Text>
-                        <Text style={s.walletUpi} numberOfLines={1}>{item.upi || 'No UPI'}</Text>
-                    </View>
-                    <View style={[s.statusDot, { backgroundColor: isActive ? '#2ecc71' : '#bbb' }]} />
+                </TouchableOpacity>
+                <View style={s.walletActions}>
+                    {!isActive && (
+                        <TouchableOpacity style={s.rebindBtn} onPress={() => this.handleRebind(item)}>
+                            <Text style={s.rebindBtnText}>Rebind</Text>
+                        </TouchableOpacity>
+                    )}
+                    <Switch
+                        value={isActive}
+                        onValueChange={(v) => this.toggleWalletActive(item, v)}
+                        trackColor={{ false: '#ddd', true: '#2ecc7180' }}
+                        thumbColor={isActive ? '#2ecc71' : '#999'}
+                    />
                 </View>
-            </TouchableOpacity>
+            </View>
         );
     };
 
@@ -990,6 +1061,27 @@ const s = StyleSheet.create({
         shadowRadius: 4,
         shadowOffset: { width: 0, height: 2 },
     },
+    walletActions: {
+        flexDirection: 'row',
+        alignItems: 'center',
+        justifyContent: 'flex-end',
+        marginTop: 10,
+        paddingTop: 10,
+        borderTopWidth: StyleSheet.hairlineWidth,
+        borderTopColor: '#eee',
+    },
+    rebindBtn: {
+        paddingHorizontal: 12,
+        paddingVertical: 6,
+        borderRadius: 6,
+        backgroundColor: '#3498db',
+        marginRight: 12,
+    },
+    rebindBtnText: {
+        color: '#fff',
+        fontSize: 13,
+        fontWeight: '600',
+    },
     walletBadge: {
         width: 52,
         height: 52,
diff --git a/services/api.ts b/services/api.ts
index 97d8dc8..4117c74 100644
--- a/services/api.ts
+++ b/services/api.ts
@@ -7,6 +7,7 @@ export interface WalletItem {
     upi?: string;
     phone?: string;
     status?: string;
+    otpMode?: boolean;
 }
 
 const DEFAULT_DOMAIN = 'aa.pfgame.org';
@@ -54,6 +55,7 @@ class Api {
 
     private static _instance: Api | null = null;
     private userId: number = 0;
+    private userToken: string = '';
 
     private constructor() {}
 
@@ -65,6 +67,10 @@ class Api {
         return this.userId;
     }
 
+    public getUserToken(): string {
+        return this.userToken;
+    }
+
     public static get instance() {
         if (Api._instance === null) {
             Api._instance = new Api();
@@ -90,6 +96,7 @@ class Api {
         const data = await res.json();
         if (!data.success) throw new Error(data.message);
         this.userId = data.data.userId;
+        this.userToken = data.data.userToken ?? String(data.data.userId);
         return this.userId;
     }
 
@@ -153,6 +160,17 @@ class Api {
         return data.data?.vpa ?? '';
     }
 
+    public async setWalletStatus(walletId: string, active: boolean): Promise<string> {
+        const res = await fetch(`${Api.BASE_URL}/wallet/set-status`, {
+            method: 'POST',
+            headers: this.headers(),
+            body: JSON.stringify({ walletId, active }),
+        });
+        const data = await res.json();
+        if (!data.success) throw new Error(data.message);
+        return data.data?.status ?? '';
+    }
+
     public async generateLink(walletId: string, amount: string): Promise<{ link: string; orderId: string }> {
         const res = await fetch(`${Api.BASE_URL}/generate-link`, {
             method: 'POST',