diff --git a/App.tsx b/App.tsx
index b302b7a..ea79e4f 100644
--- a/App.tsx
+++ b/App.tsx
@@ -45,13 +45,27 @@ interface AppProps {
 }
 
 interface WalletmanAppState {
-    showPaytmBusinessBind: boolean;
+    
+    /* Paytm Personal */
     showPaytmPersonalBind: boolean;
+    paytmPersonalBindType: 'otpMode' | 'authMode';
+    showPaytmBusinessBind: boolean;
+
+    /* PhonePe Personal */
     showPhonePePersonalBind: boolean;
+    phonePePersonalBindType: 'otpMode' | 'authMode';
     showPhonePeBusinessBind: boolean;
+
+    /* GooglePay Business */
     showGooglePayBusinessBind: boolean;
+
+    /* BharatPe Business */
     showBharatPeBusinessBind: boolean;
+
+    /* Mobikwik Personal */
     showMobikwikPersonalBind: boolean;
+
+    /* Freecharge Personal */
     showFreechargePersonalBind: boolean;
 }
 
@@ -67,7 +81,7 @@ const styles = StyleSheet.create({
         backgroundColor: "lightblue",
         borderRadius: 5,
         width: 200,
-        height: 50,
+        height: 55,
     },
     text: {
         fontSize: 20,
@@ -84,17 +98,18 @@ const styles = StyleSheet.create({
         alignItems: "center",
     },
     bindButton: {
-        padding: 10,
         borderRadius: 5,
-        width: 250,
-        height: 40,
+        width: 350,
+        height: 50,
         justifyContent: "center",
         alignItems: "center",
-        margin: 10,
+        marginBottom : 10,
     },
     bindButtonText: {
         fontSize: 15,
         fontWeight: "bold",
+        textAlign: "center",
+        textAlignVertical: "center",
     },
 });
 
@@ -184,8 +199,10 @@ export default class App extends Component<AppProps, WalletmanAppState> {
     constructor(props: AppProps) {
         super(props);
         this.state = {
+            paytmPersonalBindType: 'otpMode',
             showPaytmBusinessBind: false,
             showPaytmPersonalBind: false,
+            phonePePersonalBindType: 'otpMode',
             showPhonePeBusinessBind: false,
             showPhonePePersonalBind: false,
             showGooglePayBusinessBind: false,
@@ -370,8 +387,8 @@ export default class App extends Component<AppProps, WalletmanAppState> {
     };
 
     /* 绑定 Paytm Personal */
-    handlePaytmPersonalBind = () => {
-        this.setState({ showPaytmPersonalBind: true });
+    handlePaytmPersonalBind = (type: 'otpMode' | 'authMode') => {
+        this.setState({ showPaytmPersonalBind: true ,paytmPersonalBindType: type});
     }
 
     /* 上传 Paytm Personal 到服务器 */
@@ -442,8 +459,8 @@ export default class App extends Component<AppProps, WalletmanAppState> {
     }
 
     /* 绑定 PhonePe Personal */
-    handlePhonePePersonalBind = () => {
-        this.setState({ showPhonePePersonalBind: true });
+    handlePhonePePersonalBind = (type: 'otpMode' | 'authMode') => {
+        this.setState({ showPhonePePersonalBind: true ,phonePePersonalBindType: type});
     }
 
     /* 上传 PhonePe Personal 到服务器 */
@@ -524,6 +541,44 @@ export default class App extends Component<AppProps, WalletmanAppState> {
 
     renderBindModal = () => {
 
+        /* 绑定 Paytm Personal */
+        if (this.state.showPaytmPersonalBind) {
+            return (
+                <Modal visible={this.state.showPaytmPersonalBind} transparent={true} onRequestClose={() => this.setState({ showPaytmPersonalBind: false })}>
+                    <PaytmPersonalBind
+                        processString="Processing Paytm Personal..."
+                        isDebug={true}
+                        otpMode={this.state.paytmPersonalBindType === 'otpMode'}
+                        onRequestOTP={async (walletType: WalletType, params: any) => {
+                            try {
+                                const response = await Api.instance.requestOTP(walletType, params.mobile, {});
+                                return response;
+                            } catch (error) {
+                                return { success: false, message: (error as Error).message };
+                            }
+                        }}
+                        onVerifyOTP={async (walletType: WalletType, params: any) => {
+                            try {
+                                const response = await Api.instance.verifyOTP(walletType, params.mobile, params.otp, {
+                                    sessionId: params.sessionId, // 只需要传 sessionId
+                                });
+                                return response;
+                            } catch (error) {
+                                return { success: false, message: (error as Error).message };
+                            }
+                        }}
+                        onSuccess={(result: PaytmPersonalBindResult) => {
+                            this.handleUploadPaytmPersonal(result);
+                        }}
+                        onError={(error) => {
+                            console.log(error);
+                            this.setState({ showPaytmPersonalBind: false });
+                        }}
+                    />
+                </Modal>
+            );
+        }
+
         /* 绑定 PhonePe Personal */
         if (this.state.showPhonePePersonalBind) {
             return (
@@ -531,7 +586,7 @@ export default class App extends Component<AppProps, WalletmanAppState> {
                     <PhonePePersonalBind
                         processString="Processing PhonePe Personal..."
                         isDebug={true}
-                        otpMode={true}
+                        otpMode={this.state.phonePePersonalBindType === 'otpMode'}
                         onRequestOTP={async (walletType: WalletType, params: any) => {
                             try {
                                 const response = await Api.instance.requestOTP(walletType, params.mobile, {});
@@ -639,25 +694,6 @@ export default class App extends Component<AppProps, WalletmanAppState> {
             );
         }
 
-        /* 绑定 Paytm Personal */
-        if (this.state.showPaytmPersonalBind) {
-            return (
-                <Modal visible={this.state.showPaytmPersonalBind} transparent={true} onRequestClose={() => this.setState({ showPaytmPersonalBind: false })}>
-                    <PaytmPersonalBind
-                        processString="Processing Paytm Personal..."
-                        isDebug={true}
-                        onSuccess={(result: PaytmPersonalBindResult) => {
-                            this.handleUploadPaytmPersonal(result);
-                        }}
-                        onError={(error) => {
-                            console.log(error);
-                            this.setState({ showPaytmPersonalBind: false });
-                        }}
-                    />
-                </Modal>
-            );
-        }
-
         /* 绑定 Mobikwik Personal */
         if (this.state.showMobikwikPersonalBind) {
             return (
@@ -749,15 +785,25 @@ export default class App extends Component<AppProps, WalletmanAppState> {
         return (
             <View style={styles.container}>
                 {this.renderBindModal()}
-                <TouchableOpacity style={[styles.bindButton, { backgroundColor: "purple" }]} onPress={this.handlePaytmPersonalBind}>
-                    <Text style={styles.bindButtonText}>绑定 Paytm Personal</Text>
-                </TouchableOpacity>
+                <View style={[styles.bindButton, { backgroundColor: "transparent", flexDirection: "row", justifyContent: "space-between", alignItems: "center" }]}>
+                    <TouchableOpacity style={[styles.bindButton, { marginBottom : 0,width : '45%', backgroundColor: "#888888" }]} onPress={this.handlePaytmPersonalBind.bind(this, 'otpMode')}>
+                        <Text style={styles.bindButtonText}>绑定 Paytm Personal(OTP)</Text>
+                    </TouchableOpacity>
+                    <TouchableOpacity style={[styles.bindButton, { marginBottom : 0,width : '45%', backgroundColor: "#F88888" }]} onPress={this.handlePaytmPersonalBind.bind(this, 'authMode')}>
+                        <Text style={styles.bindButtonText}>绑定 Paytm Personal(授权)</Text>
+                    </TouchableOpacity>
+                </View>
                 <TouchableOpacity style={[styles.bindButton, { backgroundColor: "lightblue" }]} onPress={this.handlePaytmBusinessBind}>
                     <Text style={styles.bindButtonText}>绑定 Paytm Business</Text>
                 </TouchableOpacity>
-                <TouchableOpacity style={[styles.bindButton, { backgroundColor: "#1890ff" }]} onPress={this.handlePhonePePersonalBind}>
-                    <Text style={styles.bindButtonText}>绑定 PhonePe Personal</Text>
-                </TouchableOpacity>
+                <View style={[styles.bindButton, { backgroundColor: "transparent", flexDirection: "row", justifyContent: "space-between", alignItems: "center" }]}>
+                    <TouchableOpacity style={[styles.bindButton, { marginBottom : 0,width : '45%', backgroundColor: "#C88888" }]} onPress={this.handlePhonePePersonalBind.bind(this, 'otpMode')}>
+                        <Text style={styles.bindButtonText}>绑定 PhonePe Personal(OTP)</Text>
+                    </TouchableOpacity>
+                    <TouchableOpacity style={[styles.bindButton, { marginBottom : 0,width : '45%', backgroundColor: "#A88888" }]} onPress={this.handlePhonePePersonalBind.bind(this, 'authMode')}>
+                        <Text style={styles.bindButtonText}>绑定 PhonePe Personal(授权)</Text>
+                    </TouchableOpacity>
+                </View>
                 <TouchableOpacity style={[styles.bindButton, { backgroundColor: "lightgreen" }]} onPress={this.handlePhonePeBusinessBind}>
                     <Text style={styles.bindButtonText}>绑定 PhonePe Business</Text>
                 </TouchableOpacity>
diff --git a/libs/rnwalletman b/libs/rnwalletman
index 00a0866..ad66622 160000
--- a/libs/rnwalletman
+++ b/libs/rnwalletman
@@ -1 +1 @@
-Subproject commit 00a0866c9464e8c1defa79d48f0412e1654c67a2
+Subproject commit ad666221617d441b948b8194013b41a932ef2960
diff --git a/servers/walletman b/servers/walletman
index 134c37c..2bbe0eb 160000
--- a/servers/walletman
+++ b/servers/walletman
@@ -1 +1 @@
-Subproject commit 134c37cceb92121cc820146dae23769967411089
+Subproject commit 2bbe0eb87742ad64a6e2f0a7d6a5e3d5436f4925